Full transcript
0:00hello and thank you for tuning in to
0:02have a some stories
0:04i will be your host today miss holla
0:06lava
0:07today i'll be reading the creature from
0:10jekyll island from the title twin series
0:12this is book
0:12three and it's written by connor boyak
0:24suit up kids it's time to get some
0:26liquid gold from our beehives mr tuttle
0:28told ethan and emily one of mr tuttle's
0:32favorite hobbies was beekeeping he and
0:35the twins
0:36had a deal where he would take care of
0:38the bees and the t
0:39twins would take care of the honey the
0:41best part
0:47it had been a productive summer
0:50their bees had worked very hard
0:52collecting nectar
0:54from all of the flowers and vegetable
0:56gardens in the neighborhood
0:58and turning it all into honey mr tuttle
1:01opened the first hive
1:02and blew some smoke inside to make sure
1:04the bees stayed
1:06calm ethan and emily helped remove
1:10the frames full of honey and carried
1:12them to the garage
1:13where they used an extractor to spin
1:16them for a while
1:17until all of the honey had come out and
1:19dripped down
1:20through the filters into the jars
1:23emily couldn't resist licking her
1:25fingers
1:27or sticking her fingers into the golden
1:29waterfall
1:31coming out from of the extractor this
1:34tastes amazing dad she said as mr tuttle
1:37smiled
1:38even though they are planning to sell a
1:41lot of the honey
1:42the tuttle family made sure to keep
1:45several jars
1:46for themselves
1:49honey is so yummy
1:53by the time they had finished grandma
1:55and grandpa tuttle had arrived
1:57they had come to town for the annual
1:59country fair
2:00and farmers market it was everyone's
2:03favorite day
2:04of the summer emily looked forward to
2:07riding
2:08the roller coaster ethan was excited to
2:10eat some cotton
2:11candy they were both excited to sell
2:13jars of honey
2:14at the farmers market booth
2:25later that day grandma and grandpa
2:29tuttle surprised the twins with a trip
2:30to the movies ethan had been
2:32begging to see the latest superhero
2:34movie at the new theater that showed
2:36movies in 3d
2:42and had seats that vibrate to make the
2:44movie feel more
2:45real at the movie theater grandpa tuttle
2:48was amazed at the price of the tickets
2:50i paid 50 cents for a movie ticket when
2:53i was your age
2:54and now it costs over 20 times that much
2:57he said
2:59can we get some popcorn asked ethan and
3:01something to drink yes
3:03emily you bet grandma tuttle replied the
3:06cashier
3:08the cash register rang up ten dollars my
3:11heavens why does everything cost so much
3:13these days
3:14she asked grandpa tuttle
3:25this night out costs a little more than
3:27we had planned
3:28grandma whispered to grandpa as they
3:30settled into their seats
3:32it's because of that wretched creature
3:34from jackal island
3:36that's why grandpa complained a little
3:39too
3:39loudly the twins overheard
3:43grandpa emily was about to ask what he
3:45meant when ethan suddenly let out a
3:48loud shout his popcorn launched into the
3:51air
3:52spilling into emily's lap
3:59as emily looked up to see what had
4:00started ethan
4:02her seat vibrated and she let on a
4:04scream of her own
4:06a real mean looking octopus had suddenly
4:08filled the movie
4:09screen and its 3d tentacles seemed to be
4:13reaching towards the twins
4:14it was only a preview for another movie
4:16and soon
4:17their own movie began but ethan and
4:20emily could not forget how startled they
4:26were
4:32mom the movie was awesome ethan told her
4:34as she tucked him into bed that night
4:36she kissed ethan goodnight and left to
4:38tuck emily in
4:40but ethan couldn't sleep
4:44he was restless still seeing that scary
4:47octopus
4:48from the movie theater in his mind
4:51he could hear his dad and grandpa tuttle
4:53talking downstairs in the dining room
4:55ethan could tell that his grandpa was
4:57upset about something
4:59he crept down the stairs to better hear
5:01what they were saying
5:03i don't know how i'm expected to make
5:05this work said grandpa
5:07my income isn't going up but the cost of
5:09everything is definitely going
5:11up i've worked hard all my life and now
5:14my savings is being stolen
5:17ethan saw his dad shake his head slowly
5:20the creature from jekyll island strikes
5:22again
5:23life would be better if it didn't exist
5:24mr tuttle said
5:26there it was again the second time ethan
5:30heard about this creature in just one
5:32day
5:33but what was it why is this creature
5:36taking grandpa's money
5:43wake up emily whispered ethan to his
5:46sister
5:46in his sister's ear as he shook her what
5:49what
5:49is it emily shuttered as she came out of
5:52a deep sleep
5:53what's wrong remember how grandpa
5:57complained about the creature from
5:58jekyll island when we were at the movies
6:00ethan said
6:01emily nodded well dad
6:04knows about it too he just talked about
6:08it downstairs
6:09what do you think it is well
6:13what have they said about it asked emily
6:16after a big yawn
6:17grandpa said that the creature is the
6:20reason why things cost more than they
6:22used to
6:24and just now he was talking about his
6:26savings being stolen
6:27dad blamed it on the creature ethan
6:30added
6:30what kind of creature needs money
6:34let's worry about it in the morning
6:36replied emily i need
6:38sleep so i have lots of energy for the
6:40roller coaster rides
6:53the title twins dreamed of the scary
6:55octopus that night
6:56ethan imagined stealing people's purses
6:59and
6:59piggy banks emily dreamt of a haunted
7:03dungeon on jackal island where a crazy
7:06scientist created a monster that grew by
7:09eating people's
7:10money
7:13the sun was beaming brightly on the
7:15fairgrounds the next morning as the
7:17tuttle family
7:18set up their booth and displayed their
7:20jars of honey for people to
7:22buy the fair was packed with people it
7:25reminded
7:26emily of the thousands of bees moving
7:29around
7:29in their hives busy at work hey neighbor
7:32said fred who was pushing a wheelbarrow
7:34of tomato crates to his booth fred was
7:37the twin's favorite neighbor
7:39and a good friend it's a great day to be
7:42in business
7:43isn't it all of those tomatoes came from
7:46your garden ethan asked fred
7:48yep these and several boxes of other
7:51vegetables fred replied
7:53i owe a lot to your bees they have been
7:55doing a great
7:56job pollinating my garden
8:04grandma i mean grandpa and grandma
8:06tuttle
8:07set up their chairs in the shade and
8:09settled in to watch
8:10ethan and emily make some sales
8:13grandpa began reading the newspaper but
8:16quickly
8:16was interrupted by emily why is the
8:19creature taking your money grandpa
8:21she asked curiously come again
8:24grandpa replied yesterday you were
8:27talking about a creature from an
8:29island that makes things cost more emily
8:31explained
8:32and last night ethan heard dad talk
8:36about the creature when you said that
8:38your savings was being
8:40stolen here we go
8:44said grandma quietly chuckling to
8:45herself youtube better sit down for this
8:48she said
8:48the twin to the twins while winking at
8:51grandpa tuttle
8:53where to begin said grandpa rubbing his
8:55hands together slowly
8:57here's a question why are you selling
9:00honey today
9:05ethan pulled a handful of money from
9:08a box and held it up to grandpa because
9:10we want more of this
9:12he said excitedly and why do you want
9:15money
9:16he asked looking at emily so
9:19oh wait and he's sorry
9:24and why do you want money he asked
9:25looking at emily you can't eat it
9:28or play with it so i can ride roller
9:32coasters she replied pointing
9:34to the sky high right across the field
9:37and get some
9:38cotton candy added ethan
9:41that money you have is called a medium
9:44of
9:44exchange it's something that we can use
9:47to trade with
9:54it's something we can use to trade with
9:56somebody
9:58for things we want and they can use it
10:01to get
10:02what they want grandpa explained but do
10:06you need
10:07but do you need to use money he asked
10:11how else will we buy things ethan
10:12replied
10:14why don't you try to trade some honey
10:15for a roller coaster ticket miss tuttle
10:17suggested
10:19offering to watch the booth for them
10:21great idea said grandpa
10:22that's what we call bartering come on
10:25let's go ask
10:29hi there grandpa said to the woman at
10:31the ticket counter
10:35we were wondering if we can barter our
10:36honey for a few roller coaster tickets
10:40oh i love honey said the woman but i'm
10:43sorry we can't accept that as a payment
10:46why didn't that work ethan asked as they
10:49walked back to the booth
10:51she even said that she loved honey why
10:53wouldn't she trade
10:54with us well imagine if everyone tried
10:58to barter for tickets replied grandpa
11:00how would a barter take his family on a
11:02ride
11:04if the roller coaster worker happened to
11:05be bald
11:08or what if the car salesman
11:12hold on one second well imagine if
11:14everyone tried to barter for tickets
11:16replied grandpa
11:17how would a barber take his family on a
11:20ride
11:21if the roller coaster worker happened to
11:23be bald
11:26or what if a car salesman tried to trade
11:28a car
11:29for tickets wow a
11:32car probably worth thousands of tickets
11:35there's no way
11:36he could use that many emily said
11:39and even if some of the roller coasters
11:41wanted a new car
11:42how would they divide it up between
11:44themselves grandpa asked
11:55but when we use money grandpa continued
11:57we don't have to worry about finding
11:59someone else who wants to
12:01barter with us it makes trading a
12:04whole lot easier for everyone okay
12:07i understand said emily but what about
12:10the creature
12:12what does that have to do with all of
12:14this
12:16one of the sneaky things the creature
12:18does it makes
12:19prices go up grandpa explained
12:22like your grandma said yesterday things
12:24cost so much more today than they did
12:27when we were your age
12:28that's the creature's fault
12:35imagine if the creature could sneak into
12:38the fairgrounds
12:39and change the cost of a ticket he added
12:43right now it's one dollar for a ticket
12:46what if the creature made each ticket
12:48cost
12:49two dollars ethan
12:52imagined the scary octopus slithering
12:55through the free air grounds
12:57late at night holding markers in its
12:59tentacles
13:00and writing new prices on everything
13:10that would be awful ethan said we'd have
13:13to sell way more honey to earn more
13:15money
13:16but i don't get it how can a creature
13:18raise prices
13:20or steal your money grandpa waited to
13:23answer while the
13:24twins sold a jar of honey to a customer
13:27for three
13:28dollars the creature isn't an actual
13:31creature grandpa explained i just call
13:34it that because it's kind of
13:36acts like one it does bad things
13:40and it usually works in secret so nobody
13:43knows what's happening
13:45the creature is really a group of
13:47powerful people
13:48some from government who control the
13:50laws
13:52and others who are bankers who control
13:55the money
14:07long ago after people realized that
14:10bartering wasn't working too well
14:12they started using different things as
14:15money grandpa explained really
14:18interesting stuff
14:19interjected grandma tuttle like
14:21seashells
14:22barley or rice imagine having to carry
14:25around
14:26a pocket of rice to pay for things at
14:29the store
14:32after that people used gold and silver
14:35right asked emily
14:36dad has lots of gold and silver coins he
14:38saves
14:39yes those medals were used as money
14:41because they aren't easy to find
14:44in the earth they are very rare they can
14:47also be melted and made into small
14:49coins if you need to spend a smaller
14:52amount grandpa replied
14:54that's why almost everyone accepted gold
14:57and silver
14:58for thousands of years he said
15:01those coins are a great medium of
15:04exchange
15:05but over time bad people began acting
15:08like the sneaky creature and stealing
15:11some of the metal
15:22there were kings who would secretly
15:24shave off
15:26edges of the coins to make new ones
15:30very good sorry grandpa tuttle
15:34explained and turned around to buy food
15:37from
15:39there were kings who would secretly
15:42shave off the edges of coins to make new
15:44ones gran patel explained and turned
15:46around to buy
15:46food and nice things with the stolen
15:50money
15:51the people wondered why they kept having
15:53less and the king and his friends kept
15:56getting more
15:57it's because they were cheating
16:00by making new money
16:05grandma tuttle found a little found a
16:08quarter and showed it to the twins
16:10eventually people noticed that when the
16:12coins started to shrink
16:14so they invented new ways to stop those
16:17in power from cheating
16:19see these ridges she asked if the metal
16:22was shaved
16:23off of the coin the bridges wouldn't be
16:26there so
16:26people would know if some of the metal
16:28had been taken
16:32ethan has always seen the little bumps
16:35on the edges of coins but now
16:37he realized they were not what they were
16:40for
16:40to tell if a coin had been shaved or not
16:42smart idea he thought
16:50but it didn't stop there grandpa said no
16:53powerful people continue to find
16:56sneakier ways
16:58to make new money and steal from
17:01hard-working people
17:02until finally they hatched the trickiest
17:06scheme of all time the story was getting
17:09exciting
17:10the twins moved closer to grandpa tuttle
17:12the year was 1910
17:15a small group of the wealthiest most
17:18powerful
17:18bankers in the world along with a couple
17:22of people in government
17:24held a secret meeting on
17:27jekyll island in georgia to plan the
17:32ultimate
17:33bank called the federal reserve this
17:37bank this creature has
17:41one main power and very
17:44a very sinister one the power to
17:47actually make
17:49unlimited amounts of new
17:52money that would be awesome shout out
17:56ethan
17:56if i can make all the money i wanted i'd
17:59be the richest person
18:00in the world that might be good for you
18:03replied miss tuttle
18:05but let me teach you why it's a bad
18:07thing for
18:08everybody else
18:18let's use that cotton candy you wanted
18:22as an example said ethan she said to
18:25ethan
18:26imagine if you were the only one left
18:29for sale
18:30i can pay one dollar for it but you
18:32created lots of new money so you can pay
18:35five dollars for it which of us do you
18:37think again
18:38the vendor will sell the cotton candy to
18:42he he'll definitely want the five
18:44dollars from me ethan replied
18:46that's right and when this happens again
18:48and again
18:51at all of the places your new money is
18:53spent prices start to go
18:54up everywhere the people that get your
18:58new money
18:58first can buy things before the prices
19:00go up but the people who don't get
19:03the new money can't buy as much anymore
19:05eventually
19:06everybody's money is worth less miss
19:09tuttle added
19:10it's called inflation
19:14well then i'd have to make even more
19:18new money ethan said jokingly
19:21you're a sneaky one aren't you grandpa
19:23tuttle said playfully
19:28that's why i mentioned the creature last
19:31night
19:32when grandpa said his savings were being
19:34stolen mr tuttle said
19:37grandpa is retired and he's not earning
19:40new money
19:41so the money he had saved up is becoming
19:44worthless
19:44every time the federal reserve makes new
19:48money emily imagined the creature
19:50grabbing
19:51poor grandpa and turning him upside down
19:54and shaking
19:55out his pockets oh
19:57[Music]
20:04i've seen a video about something like
20:06this ethan said
20:08it happened in germany right
20:12oh yes grandpa replied after world war
20:15one people would have to bring a
20:18wheelbarrow
20:18full of money just to pay for a single
20:20meal the creature in that county
20:23i mean country had created so much new
20:26money
20:26that it became worth little a little
20:30more than
20:30paper it was printed on
20:34check this out mr tuttle said pulling a
20:37piece of paper
20:38money from his wall and handing it to
20:40the twins this
20:41was printed in the country of zimbabwe
20:46right there
20:50the money said 100 trillion
20:53dollars the twins jaws dropped
20:57and their eyes bulged dad you're rich
21:00emily said mr mr tuttle laughed not
21:04really
21:04the creature in zimbabwe printed so much
21:07money
21:08that it became worthless to the people
21:11stopped that the people stopped using it
21:14it sounds like a lot of money but that's
21:16the point
21:17there's so much money being made
21:20that it couldn't actually buy very many
21:28things
21:31ethan thought it might be funny to
21:33change the booth sign to read
21:35honey 5 trillion zimbabwe dollars
21:40he giggled to himself but decided that
21:42most people wouldn't
21:44get the joke thankfully
21:47tickets for the roller coaster were
21:48still one dollar each
21:51and miss tuttle and grandma offered to
21:53watch the booth
21:54while everyone went for a ride rather
21:56than trying to barter with honey
21:58or pay with zimbabwe dollars this time
22:00grandpa paid
22:01fi with a five dollar bill and purchased
22:04a few
22:10tickets
22:12money isn't even the worst part
22:16mr tuttle stated as they got in line
22:19the bankers who met at jekyll island had
22:22friends in the government who
22:23helped pass laws that forced everyone to
22:26use the new money
22:28from the federal reserve when the
22:30government makes
22:31everyone use a certain kind of money for
22:34trade it's called
22:35fiat currency
22:39because everyone needs a medium of
22:41exchange to buy things
22:43having to use it use the creatures fiat
22:47currency
22:48gives the creature control over people
22:50and can even trick people into buying
22:52new things that they normally wouldn't
22:54buy mr tuttle added
22:56emily was doubtful how can you trick
22:59people into buying something she asked
23:11the federal reserve can make the prices
23:14go up and down by adding or taking away
23:16how much money there is grandpa
23:18explained
23:19today you're selling honey for three
23:21dollars a jar he added
23:23if the creature said it would make the
23:26price go down to 50 cents tomorrow
23:28people would buy would people buy your
23:31honey today
23:32or wait
23:35they would definitely wait to get a
23:36better deal tomorrow emily answered
23:40ethan's eyes lit up
23:43as he had his family buckled
23:46ethan's eyes lit up as he and his family
23:49buckled themselves into the roller
23:50coaster
23:51or what if the creature was going to
23:53make your honey cost ten dollars
23:55tomorrow
23:58everyone would rush to buy your honey
24:00for three dollars today before the
24:01prices went up
24:03exactly right
24:07shadow grandpa as they were flung into
24:09the air
24:16that sounds like what happened to our
24:18neighbors
24:19said mr tuttle at the end of the ride a
24:22few years ago the
24:23federal reserve made the price of homes
24:25go down
24:26so they brought several several more
24:29homes to rent
24:30to others then it made prices go
24:34up so people who needed to sell their
24:36homes couldn't find
24:37any buyers they ended up losing all the
24:40homes they had bought
24:41including their own
24:45now you see why the creature is so
24:46dangerous at its grandpa tuttle
24:49a lot of people have suffered around the
24:51world
24:52because it controls a fiat currency and
24:55causes inflation
25:07after they returned to the family's
25:08booth ethan began
25:10doodling on some paper and began drawing
25:13a rich man
25:14wearing an octopus costume suddenly the
25:16creature didn't seem so scary anymore
25:19it was just another person or really a
25:22group of people
25:23trying to control everybody and take
25:25their wealth by inflating
25:27the money emily grabbed the paper and
25:30crumbled it up and threw it in the trash
25:33there i got rid of the creature if only
25:36it were
25:37that easy chuckled their dad
25:39unfortunately there's
25:41not much any one person can do the only
25:44way to beat the creature is to teach
25:46more people about it and get the
25:49government to change the laws that
25:51require us to use the creatures
25:52fiat currency if people could choose
25:56what money to use the creature would
25:58lose a lot of its power concluded
26:00grandpa tuttle
26:09and just like some smart people
26:12figured out how to put bridges on coins
26:14out of their dad
26:15smart people today are figuring out how
26:17to trade without
26:18the creature being able to control them
26:21using things like gold and silver
26:23products garden co-ops online bartering
26:26and digital currencies such as bitcoin
26:33in ways the creature acts like you do
26:35with the bees
26:36miss tuttle told the twins powerful
26:38people controlling hard workings
26:41workers and taking away their savings
26:44sound familiar
26:46she asked with a smile speaking of honey
26:50looks like we're we just sold the last
26:53of it
26:54mr tuttle said he paid ethan and emily
26:56their portion of the money
26:58their family earned that day ethan
27:00quickly bought some cotton candy from
27:02the vendor walking by their booth come
27:04on emily he beckoned
27:06let's go spend our money before the
27:07creature makes everything cost more
27:10grandpa tuttle couldn't stop laughing at
27:12ethan's
27:13joke mr tuttle smiled as his mother put
27:16her arm around them
27:18those are some smart kids son
27:26the end
27:30thank you for tuning in today to have
27:33some stories
27:34oh we have some glossary of terms in the
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27:43and um have a great day see you soon
27:47bye