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He Cheated On Her With His Mom | Financial Audit

Caleb Hammer · 20,523 words · 94 min read

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0:00That's not even the last time, Caleb. I

0:01caught him one more time two weeks

0:03before I gave birth to our son.

0:06>> I let you my friends and you're going to

0:08tell me that I don't give you what you

0:11need. He was messaging his dad's ex-wife

0:16>> talking to her and you were not like,

0:19"Oh, send me pictures of you. You're so

0:22beautiful."

0:23>> I don't discriminate.

0:25>> Yeah. Apparently not against your family

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1:00I want you to be on the next episode of

1:01Financial Audit right here in Austin,

1:03Texas. If you think you have interesting

1:05finances with an interesting personality

1:07or a story or a life or relationship, I

1:09will personally pay you to take time off

1:11of work, fly you down to Austin, get you

1:13personal transportation, a hotel, food,

1:15and we'll have a great time hanging out.

1:17Go to calehammer.com/apply or click that

1:19link in the description below.

1:20>> Hi, my name is Heather. I'm 24 years

1:23old. Hi, I'm My name is Braden with a Y

1:26and I'm 26. We're live in Austin, Texas.

1:29And

1:29>> this is Financial Audit.

1:32>> What the is wrong with you guys? I

1:34tweeted about you. A lot of people have

1:35seen it. They just, you know, they saw

1:37it weeks before this episode came out.

1:39Did you guys know I tweeted about you

1:40too already?

1:41>> No.

1:41>> No.

1:42>> Well, I did. I pulled up and you guys

right before the show?? LMAO

1:44getting Chick-fil-A delivered to your

1:46car and I was like, "Okay, well that's

1:48okay." You know, maybe they're traveling

1:50from far. They're hungry. You guys are

1:52from a north suburb of Austin. What the

1:55are we doing in the parking lot of

1:58financial audits?

2:00>> Hey, we needed

2:00>> Chick-fil-A being delivered and put in

2:03your mouths.

2:04>> I have a baby

2:05>> and we need

2:06>> Congratulations. You live in Austin.

2:08>> We needed some breakfast before we got

2:10here.

2:10>> Congratulations, you live in Austin. Eat

2:13breakfast at home before your 15-minute

2:16drive, 30 minute drive.

2:18>> Yeah, but Chick-fil-A is way better than

2:19home breakfast.

2:20>> It is, fatty. I know. Trust me. I get

2:23it. But you're coming into financial

2:26audit.

2:27>> Do you guys not understand like how that

2:31even

2:32and none of us would have even known if

2:34I wasn't late in pulling up next to you.

2:38I parked right next to you. None of us

2:39would have even known. It was a luck of

2:43the draw.

2:43>> But we had we had to get the Chick-fil-A

2:45before coming in.

2:46>> Incorrect. You could have again just ate

2:49breakfast at home or better yet ate our

2:53snacks for free when you came in.

2:55>> Well, I didn't know there were snacks,

2:56so I just I just came in. I got my

2:58breakfast.

2:59>> You think we wouldn't have snacks? Have

3:00you seen me? What are you doing? You

3:02know, we probably have the best snacks

3:04if you've seen me. Okay. Okay.

3:07>> They're pretty high tier,

3:08>> huh?

3:09>> They're pretty high tier.

3:10>> Yes. From a fatty to another. Of course,

3:12I do pretty okay. And also, that's a

3:15lie. She's correcting you. She told you.

3:18She's typing at me right now. That she

3:20told you we have drinks and snacks. That

3:22you didn't have to.

3:23>> Well, he doesn't like to listen. So

3:26>> Oh, well. Okay. Well, I'm sure we'll

3:28learn about that. But Heather, let's

3:30just let's start off on the right foot,

3:33shall we? Now that we've started off on

3:34the wrong one. What do you do for a

Jobs & Income

3:36living here?

3:37>> I do security.

3:40>> For who? Who the do you protect? Who? I

3:44could knock you down in 30 in three

3:47milliseconds. You're a twig. You're

3:49nothing.

3:53>> I know, but you know.

3:56>> Borderline. Borderline. I'm like right

3:59on the edge of Ariana Grande.

4:01>> Is that a good thing? Who the do you

4:02protect?

4:03>> Uh Apple.

4:06>> Okay. So that's why China's getting all

4:07the tech. Got it.

4:10Okay. What do you make doing security

4:13for Apple?

4:14>> Uh, it depends. Uh,

4:16>> okay. Is it the Apple store or is it

4:17their big campus?

4:19How the are we Okay. What do you

4:21make?

4:22>> Uh, 23 an hour normally, but if I work

4:24certain shifts, I'll make 25.

4:26>> Well, what's our average pay per

4:27paycheck period? What is that paycheck

4:29period?

4:30>> Uh, weekly pay anywhere between 500 to

4:34like 700.

4:36>> Are you sick?

4:36>> I was, but I'm getting over it. Like

4:39last week. What the what sickness did

4:41you have?

4:42>> I don't know.

4:43>> Right. Well, if you don't if you don't

4:45see us uploading financial audit, that's

4:48why. Selfish woman came in here sick.

4:50>> Sharing's caring.

4:52>> Yeah, I don't want to get sick, woman.

4:54>> At least you have the money to take time

4:56off.

4:56>> When were you sick for it? Last week.

5:00>> It's like the beginning of this week

5:01still. What did you have?

5:04>> I genuinely don't know.

5:06>> Good, good, good, good. It could be

5:07theing flu for all we know.

5:09>> Uh-oh. Need a gun analysis. This guy's a

5:12psycho.

5:12>> Hey, she got it from her sister. So

5:15>> how does that help anything?

5:16>> I don't know. She just got it from her

5:19sister.

5:20>> Got what?

5:21>> I think she had a sick like cold. I

5:24don't know.

5:26>> Kids went back to school, started

5:28touching things.

5:29>> Thanks. I don't understand still how

5:31like making me sick is valid from any of

5:34that.

5:36What is wrong with you? Were you out of

5:38out of work?

5:39>> No.

5:39>> Oh, yeah. Why don't you get everyone

5:42else to selfish?

5:43>> I have to. I don't have a choice. They

5:45would fire me if I called out. So,

5:49>> if I had a choice,

5:51>> okay, what hits per paycheck cycle?

5:54sake.

5:54>> Between 500 and 6 700.

5:58>> Depends on how much I work that week.

6:00>> That That's a weekly check.

6:01>> Mhm.

6:01>> I hate you. You're a piece of

6:04you. times 52 divided by 12. This is so

6:08selfish. You piece of $2,816.

6:13You're a piece of

6:15>> Yes.

6:16>> You What do you do, Braden? Daddy,

6:20>> I do armed security downtown Austin. The

6:22mind is the only weapon that doesn't

6:26need a holster.

6:27>> Okay. What are we doing, guys? Okay. Is

6:29this our like passion?

6:31>> No.

6:31>> As an organization, like what the are we

6:33doing? It's good money and easy work.

6:35>> Is it? I mean, she brings in like

6:37$30,000 a year in Austin. I I don't

6:40think that's actually very good money at

6:41all. What do you make?

6:42>> Uh $30.90 an hour.

6:44>> Better. Thank goodness. What hits per

6:46paycheck cycle? What is that paycheck

6:48cycle?

6:48>> Um every week I It's average 1,100 a

6:52week.

6:53>> My god, THIS IS SO FUNNY.

6:56>> I only make what I make by choice. I

6:58could work more if I wanted to,

7:00>> but I do overtime a lot. So,

7:01>> but you average,00 a week?

7:03>> Yeah, 1,100. Okay. Okay. Very good. Uh *

7:0652 / 12. Looks like you're ning. And

7:09this does actually make a difference.

7:114766.

7:13So plus that $2,8.

7:16>> We just moved here from Washington. So

7:18we're still trying to figure it out and

7:20things.

7:21>> Okay. How long have you been here?

7:22>> A year.

7:25>> Yes.

7:26>> When I moved to Austin, I figured out in

7:285 days. What do you need to figure out?

7:30What? What kind of excuse is a year ago?

7:33Well, we need, you know, establish

7:35careers here and he needs to figure out

7:37what the he wants to do, but that's his

7:39whole thing.

7:41>> Well, I I wanted to be electrician at

7:43one point. I want

7:44>> I'll get you an electrician

7:46certification through Core Screws.

7:47People in the audience have done that

7:48and they now make six figures. But okay,

7:51>> the problem is is he can't pick

7:52something and stick with it. So, the

7:55reason we've been doing security for as

7:56long as we have is because it's the one

7:58thing he's been able to actually be

8:00consistent in.

8:00>> Proud of you. Okay. Well, that's good.

8:02No, no, no. What were you What were you

8:03doing in Seattle?

8:04>> Uh, security also. I've been doing for

8:06what? Uh, I was doing armed security,

8:09transit security, everything. Private

8:13homes. I was making uh 30 an hour.

8:16>> Okay. You You're doing good. Why do we

8:17have to move to Austin?

8:18>> Yeah. So, when I was we were living in

8:20Seattle, uh rent was super high. Um

8:23>> Yeah. It's not like Austin's considered

8:24necessarily cheap, but it is cheaper.

8:26Well, we lived in a place where it was

8:29literally like just uh immigrants and

8:33>> Okay.

8:36>> and a lot of homeless people.

8:37>> If you're a kid, like what?

8:38>> The cheese of truth.

immigrants huh?

8:43>> Immigrants cause cancer.

8:45>> Well, it was just a really shitty

8:47apartment complex with immigrants.

8:49>> Immigrants. Well, there's a lot of

8:51homeless.

8:51>> The immigrants have a lot.

8:52>> Homeless is different. I mean, I

8:54wouldn't want to live around a lot of

8:55homeless people either. Attracts a lot

8:57of things, but like immigrants,

8:58>> there's not a problem with immigrants

9:01just generally, but when you have like a

9:04bunch of people that are coming in and

9:06they have a different way of like

9:08living, they have different social

9:09norms. Like they think it's okay to just

9:12like trash an apartment complex.

9:14>> Oh yeah, that would be bad. Is that a

9:15social norm or is that just an

9:16antisocial individual? I'm assuming that

9:19that's socially normal for them wherever

9:21they came from because

9:22>> my car got like scratched up three

9:24different times from bikes. I just got

9:26the car

9:27>> and they have like kids and they just

9:29let them run around the apartment

9:30complex doing whatever.

9:31>> I mean, we used to have a lot of kids

9:33too. We just kind of stopped. Having

9:34kids isn't a bad thing. We need people

9:35to have kids. Um, but I mean, yeah, I

9:38agree. If people come here and they

9:40don't agree with Western values, I don't

9:41know why the coming to a western

9:43country. Sure. Money. This is insane.

9:46Over 153 million driver's license scans

9:49were leaked onto the dark web, mostly

9:51Americans. And it wasn't from some giant

9:53company you've actually heard of. It was

9:55from IDscan.net. This ID verification

9:58company doing like 21 million ID checks

10:00a month. What makes this extra

10:02horrifying is that it's not just a

10:04license number. It's the actual scan.

10:06Your photo, full name, date of birth,

10:08address, even the infrared and

10:10ultraviolet layers ID readers use to

10:13check if it's real. That means someone

10:14could try to make a copy that scans like

10:16a real ID. Garbage. Absolute garbage.

10:19And if you've scanned your ID for a bank

10:21app, tickets, Airbnb, whatever. Yeah,

10:24you could be at risk. I've had to do

10:26this recently, too, which is why I'm

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11:02for orbit to tell if your driver's

11:04license has been exposed. Links on

11:06screen in the description and pin

11:08comment below. All right, back to the

11:09mess. But I don't think that's having 20

11:11kids. I don't think that's the

11:13complaint, right? So what what kind were

11:16they?

11:16>> Uh Afghanistan.

11:18>> Okay. Yeah, then yeah, it might be a

11:20harder time to fit in. Maybe they came

11:22in through like refugees. So that's

11:23harder. So, I was going to say cuz a lot

11:25of people when they were coming from

11:26Mexico and stuff like that, they like

11:28love western culture and they're, you

11:30know,

11:32that's why they're here to work hard.

11:34So, like, you know, that's different.

11:35But yeah, I guess

11:36>> well, there's a lot of people there that

11:38don't want to work hard like all the

11:40homeless that is up there. And that just

11:42got way too much. They're just out doing

11:44their drugs on the street whenever they

11:46want, wherever they want.

11:48>> Yeah. No, that's not good. Move to a

11:50different part of town. That doesn't

11:52mean you have to leave everywhere.

11:54Homeless.

11:54>> No, no, no, no. Have you been to

11:55Washington? It's everywhere.

11:57>> So, if you move to Belle, okay, Belle is

12:00the one exception. I worked in Belle.

12:03But when Seattle doesn't want their

12:05homeless and they don't want to deal

12:06with the homeless, they ship them to

12:07Belle. So,

12:08>> but we still have the homeless situation

12:09in Austin and ours are aggressive.

12:11>> I have seen one homeless since I moved

12:13here.

12:13>> Okay, then you haven't gone to Austin.

12:15Everyone just threw their hands up in

12:16this video.

12:17>> Where I live, I've seen one.

12:18>> Same thing could happen in Washington. I

12:20saw a homeless when I saw when I was

12:22coming here today.

12:23>> No, a homeless. Very good. But like just

12:25like anywhere. Yes. It depends where you

12:27live in the city in the metro. Of

12:29course, that's how it works. You could

12:31have done pick it up our entire life and

12:33move in and now financially struggling

12:34because there's homeless people in your

12:35complex here, too.

12:36>> Oh, well that's different. Give me that

12:38answer because I could put you in a

12:40thousand different neighborhoods in

12:41Austin where you're going to have

12:43needles on the ground and antisocial

12:45behavior.

12:46>> Then you're going to have to live in

12:47those neighborhoods in Washington. I

12:49don't understand how this logic is

12:51broken for you

12:51>> because it's every neighborhood in

12:53Washington.

12:54>> It's not every neighborhood.

12:56>> It's every neighborhood. I want you to

12:57go and look and tell me it's not

13:00persistent except for the the richy rich

13:03parts of Seattle where they have their

13:05gated community so they can keep the

13:07problems out. Yes,

13:08>> that's kind of what Austin,

13:09>> but we don't all have your money, Caleb.

13:11So, we can't all live in the nice.

13:13>> No one said that, but that's the same

13:14thing as Austin. Like that. That's how

13:17>> Texas they actually do something.

13:19>> Take this flu test. You obnoxious.

13:22>> I'm so sick of you sitting next to you.

13:24I do not want to sit across from me.

13:25>> Sitting across from me. Not

13:26>> I'll keep talking to you, but I want to

13:27make sure you're not sick cuz this is

13:28actually real life for me. I don't even

13:30care about getting sick. But if I Well,

13:32except for throwing up. But if I get

13:34sick, that means I can't film. And she's

13:35a selfish coming in here. You bimic

13:39nasty.

13:41>> You guys are like polar opposites. You

13:43ate all her food for the last year. I've

13:45never done one of these.

13:48>> I've done the COVID test, but I've never

13:49done a flu test.

13:50>> Well, it's the same thing. It's flu.

13:51>> Okay.

13:52>> So, life was that bad in Washington,

13:54huh? Okay.

13:54>> Well, yeah. When we're doing security

13:56down uh in Berian, she a homeless lady

14:00wouldn't stop smoking her in our faces.

14:03>> That will happen here. on the stairs and

14:06we told her to leave and she accused

14:09Heather over here of being part of a sex

14:12trafficking ring and having her sister

14:15getting sex trafficked.

14:16>> Are you a sex trafficker?

14:19>> Do I look like I have the ability to sex

14:21traffic somebody?

14:23>> Then how would you have the ability to

14:24do security for Apple?

14:30>> No, I get it. I mean, I'm on I'm

14:33relatively on your side. I don't I if

14:36people aren't assimilating, I don't like

14:38that. But that doesn't make me hate

14:39every immigrant. So, but you're like,

14:41"Oh, immigrants are there." It's like,

14:43"Okay, that's stupid." Like, but I

14:45agree. If people aren't assimilating,

14:47they're not fitting into Western

14:48culture. They're anti-Western culture.

14:49Why the are they in the West? That makes

14:51no sense to me. You I don't just hate

14:53someone cuz they're homeless, but yes,

14:54what you went through is bad. And like,

14:57yeah, but I'm sorry. You also move to

14:59somewhere where our city is also okay

15:03with not putting down antisocial

15:05behavior. Like we've they smoke fentanyl

15:07in our library and they've killed

15:09someone outside of it. Like it's it's

15:11also bad. So I don't know if you fully

15:12escaped

15:13>> everywhere, but here in Texas they

15:16>> Texas is better. Austin's not

15:17necessarily.

15:18>> They do. They put them in their own

15:20little areas under the bridge. You know,

15:22they're not everywhere. They're not

15:24>> I don't think she's been in Austin for

15:25the last year. You you are not speaking

15:28accurately of this.

15:29>> I've been outside of Austin. I don't

15:31>> shut the up then. You don't know what

15:32you're talking about.

15:33>> No, I see when I'm downtown, I see him

15:35through.

15:35>> Exactly. So, shut the up.

15:38>> That's why you don't go downtown. You

15:39don't go to any downtown. There's going

15:41to be homeless people.

15:42>> That's not true at all. Austin downtown

15:44is actually incredibly active and

15:46walkable and a lot of people live there

15:47compared to most.

15:48>> You don't want to see homeless. You

15:49don't want to go.

15:50>> Shut the up. That's you. Okay. I'm

15:52not interested in this. Congratulations.

15:54You don't like homeless people.

15:56Tell me about you guys.

15:58>> Okay.

15:59>> What the is going on?

16:01>> Well, we're here because he's us

16:04over with the finances.

16:06>> Financial topic.

16:08>> No, no, no, no. You're us over with the

16:10finances.

16:10>> You're the one who deals with them, not

16:12me.

16:12>> You used to deal with them and you got

16:14us in major debt because of it.

16:16>> Well, did you just take over?

16:18>> I took over. I took over like a year and

16:20a half ago because she was doing them

16:22for a couple years and our credit cards

16:25kept on going up and up and up. This is

16:27that's a little silly philosophy. Why is

chat is this a healthy relationship?

16:31I'm 100% doing them. Oh, SHE SUCKS NOW.

16:34I'M 100% Why the weren't you guys just

16:36doing them together this whole time?

16:38>> Cuz I will tell her over and over, hey,

16:40you need to pay this. You need to pay

16:41this. And she'll forget about it and

16:43then cause a late payment.

16:45>> And that's exactly how it was with you

16:47at the very beginning. So it's just kind

16:50of reversed itself at this point. So you

16:52get to experience what I had to

16:54experience with you the first like three

16:55years that we were together.

16:56>> But at the same time, you are really

16:58good at hiding purchases from me. And

17:00then you don't give me full access to

17:02all your accounts. So I can't see where

17:04your balances are with everything.

17:05>> You have full access to my accounts.

17:07Whether or not you use the resources you

17:09are given is on you. And that's not that

17:12that's on you.

17:13>> But when I like for example, we were in

17:16Costco. I go get stuff for me for our

17:19family and then I come back to the

17:21checkout line and you already paid for a

17:23new pillow and a new new blanket.

17:26>> Our son loves that pillow.

17:27>> Okay.

17:28>> And Honda loves that blanket.

17:29>> Yeah. But it doesn't matter if they like

17:31it. We are in financial debt. We need to

17:34get out of it and you keep on buying

17:37more and more stuff.

17:38>> So even today once you've taken out the

17:40over the finances, she's just endlessly

17:42go. Is that you taking over the finances

17:44then? It doesn't sound like It sounds

17:45like she can still do whatever the she

17:47wants.

17:48>> It doesn't matter. You cheated on me. So

17:51>> Oh my.

17:51>> But you financially

17:54financial audit.

17:55>> Well, on on top of it, I'll put my whole

17:58>> You fat. What is wrong with you?

18:01>> I mean, I'm not going to say she's

18:03attractive, but she's at least out of

18:04your league.

18:10>> Hey, I'm somewhere in the middle. I'm

18:12not a 10, but you know, I'm attractive

18:14enough to where you could at least be

18:16>> six.

18:17>> So, hey,

18:19>> I'm thinking a six, but he's like a

18:20three. So, it's like, but what who the

18:22are you to cheat on her?

18:23>> Well, you don't give me all the sexual

18:26needs I need.

18:27>> That's the reason

18:28>> I let you my friends and you're going to

18:30tell me that I don't give you what you

18:33need. I gave you so much freedom and I

18:36don't give you what you need.

18:39>> That was like two years ago. Other than

18:41that, no. Ever since then, no.

18:43>> Well, maybe I would let you do more if

18:45you could actually be honest with me.

18:47So, hold on.

18:48>> If you wanted privileges, you shouldn't

18:50have done to get your privileges

18:52taken away.

18:52>> Okay. Hold on. Okay. Okay.

18:55I feel Okay.

18:57>> I don't know what's happening here. The

18:58audience doesn't know what's happening

18:59here. I'm going to need a little

19:01information.

19:02>> I'll tell you whatever you want to know.

19:05>> Thank you.

19:07So

19:08why was he your friends?

19:10>> We had three-way.

19:12>> Oh, okay.

19:13>> So that was concern.

19:14>> Why did you have to?

19:15>> He didn't have to. He wanted to.

19:17>> Oh, I thought you were saying I was

19:18letting you my friends.

19:20>> Oh, well, yeah. I let we had I let you

19:23have three ways. I

19:25>> Yeah.

19:26>> Okay. So, what was the issue?

19:28>> No, afterwards. That's when we opened a

19:32relationship.

19:32>> Okay. Well, Open's fine if you guys both

19:34agree on it. It's not cheating.

19:36>> And then we closed it and then I kept on

19:38talking to females.

19:39>> Well, all females. Okay. What What

19:43exactly happened? Why Why did you guys

19:45decide to go open?

19:46>> Uh I brought up being open because I

19:49felt like there was more out there that

19:51I could explore. There was more out

19:52there you could explore. We've been

19:54together for almost 7 years.

19:55>> Yeah. A lot of people want to see that.

19:57No titty chest of skeleton.

20:01>> But at the same time, when you brought

20:03it up, You brought it up two weeks

20:07before our our anniversary.

20:09>> And when I brought it up, you were

20:11already cheating on me, so it didn't

20:14matter. Anyway,

20:15>> is that okay? Okay. Okay, guys. I'm

20:18trying to follow along.

20:19>> How long was bro cheating? What was he

20:21doing before you guys decided to open

20:23up?

20:24>> I would love to know how long he's been

20:25cheating.

20:26>> We don't even know. We haven't even

20:27solved this. No There's trust

20:28issues with the finances.

20:29>> You need to detective that one for me,

20:31Caleb.

20:31>> Huh? Huh? I need you to detective that

20:33one for me.

20:33>> Well, I would just ask a question. I

20:35don't know why you haven't before, but

20:37how long were And he hasn't told you.

20:38>> I don't think he knows.

20:40>> You don't know how long. Are you guys

20:42married?

20:43>> No. Uh, engaged.

20:44>> But there's a kid. I saw a kid.

20:46>> Yeah.

20:46>> One kid.

20:47>> One kid. How old?

20:48>> 10 months.

20:51>> So, I'll take you back. I'll take you

20:53through the whole thing since he can't

20:56uh explain his crimes himself. So, I got

20:59pregnant with our son. It's negative.

21:02It's the control line. Freaking out over

21:06some damn germs. You're going to be just

21:08fine. Go get your flu shot.

21:10>> Um,

21:12>> neighbors.

21:13>> I got pregnant in 25 in January. And I

21:18think maybe 2 weeks after I got

21:20pregnant, I he was sleeping, taking a

21:23nap, a little peaceful.

21:25>> Right after you got pregnant.

21:26>> Oh, okay. I got pregnant about 2 weeks

21:29later. He's taking a nap. I get this gut

21:32feeling in my just I need to look at

21:35this man's phone. Never through this

21:37man's form.

21:38>> What?

21:39>> Go on.

21:40>> Never looked through this man's phone

21:41before in my life. Like never felt the

21:43need to. But um so I grabbed this man's

21:47phone and I find like 20 different

21:51He's got this folder in his

21:54phone where you just have to put in a

21:56code and you can hide whatever you want

21:57in it. And there's folders with names

22:00>> and all these names are attached to

22:02different women.

22:03>> Did you have the code? You got it.

22:04>> It was the same code to his phone like

22:08>> apparently.

22:09>> No, that's what the hidden folder

22:10usually is just the unlock via your

22:12code.

22:13>> Well, you would think you would use a

22:15different code though. Like

22:16>> maybe I don't even know if you can but

22:17Okay, go on.

22:18>> Um, there were text messages, nudes.

22:22Like he was talking to I don't even know

22:24how many women. Like Snapchat,

22:26Instagram.

22:26>> Okay, your kid's not old. So this was

22:28not long ago. What the were you doing,

22:29man?

22:30>> Well, for the longest time, for like the

22:32last year before she got pregnant, we

22:35only had sex like five times.

22:36>> So this relationship's aing mess. I

22:38can't believe you guys decided to have a

22:40kid going into this. Okay.

22:41>> Wasn't necessarily a decision. It just

22:43kind of happened, you know.

22:45>> Were you having sex unprotected?

22:46>> Oh, yeah.

22:46>> Were you on birth control?

22:48>> No.

22:48>> No.

22:49>> That's a decision then. Shut the

22:51up. Okay. You are a four. I saw your

22:53side profile and you turned and smiled.

22:55>> I It's my Junos. No, it's your lack of

22:57chin and smile. So, the five times you

23:01were having sex, was there at least open

23:03what what was the communication to her?

23:06Um, I would try like like try to like

23:08put her in the mood.

23:10>> You're putting me in the mood is like

23:12doing a little bit of rubbing and being

23:15like, can we You don't know what

23:17foreplay is.

23:18>> I will literally pay you to help your

23:20friends save money, and that's crazy.

23:22This is your one chance to make me your

23:24financial sugar daddy. So listen up.

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24:08>> Okay, that was once or twice, but

24:11there's

24:11>> no That's like time.

24:13>> There's been times where I come up to

24:14you and I'm all love you. The last like

24:164 years we have in the same position and

24:19you have initiated every single time

24:22this same exact way doggy of course.

24:25>> Okay. We love a good doggy.

24:27>> Exactly. But it's like the best.

24:28>> I don't know if you want to be smacking

24:30those bones but

24:32>> Well, what do you want him to do?

24:34>> There's a lot that I would want to do.

24:36And you know what I would want to do cuz

24:38I've told you what I want to do. Tell

24:39me.

24:40>> You know, you could bring out the

24:42firearm a little bit. could bring out

24:45the bring out the the bed restraints.

24:48Bring out a blindfold. Bring out some

24:51wax.

24:52>> She likes pain. She wants me to just

24:54choke her out.

24:55>> Oh yeah, you could do that.

24:57>> That a surprise in her mountain like

24:58that. Who would have thought?

24:59>> It's insane.

25:00>> Yep.

25:01>> I'm down for so much. And all this man

25:03wants to do is rub my for 5

25:05seconds and then make me come and we're

25:08done.

25:09>> He does. He makes me come every time.

25:11That's his main goal. the complaint

25:13here.

25:14>> Hey, at least I can do that every time.

25:16>> What is the complaint here? He's

25:18>> not the one looking for some outside the

25:21relationship. I was cool with what we

25:23had going on. But I'm asking

25:25>> wanted to go get his dick sucked in a

25:27Starbucks parking lot by a grandma.

25:30Dude,

25:31>> how old is she?

25:32>> I'm happy.

25:32>> She's like 47.

25:34>> Brother,

25:36how old are you? 25.

25:38>> Uh, yeah. Yeah, 25 at the time.

25:41This lady could be my grandma. I don't

25:44care. He's an adult. But still last year

25:46she has literally was like, "Hey, can

25:48you do this for me and I'll suck your

25:50dick." I'm like, "Cool. I'll do it."

25:52>> Yes. And then she would never do it. And

25:55then she would be like, "Oh, I'm too

25:56tired. I'm too this." And then months

25:58later,

25:58>> why would you promise? That's kind of

25:59crazy.

25:59>> She made two different promises.

26:01>> What? You suck my dick.

26:03>> Cuz I want to do it for him, but it's

26:06not something I enjoy doing. And I've

26:08been open with I've been upfront and

26:10open with you about that and then all of

26:12the sudden like the last two years you

26:14made it this big deal to the point where

26:16you had to go look for something outside

26:18of the relationship.

26:19>> I keep hearing that. I understand that.

26:21I'm trying to get the context. I'm

26:23trying to get the context though. What

26:25was your communication? Were you

26:26bringing up the fact that you were

26:28struggling here in this relationship?

26:29>> I've told her multiple times in the last

26:32like six to seven years we've been

26:34together that I do want

26:35>> that long. She's only sucked my dick

26:37twice in the seven years we've been

26:39together. And I've literally brought it

26:41up. I'm like, "This is the only thing I

26:42want you to like do extra for me. I'll

26:45do whatever you want me to do for you."

26:46>> Well, sexual compatibility is important

26:49and we just we work on it to make it

26:51better. But are you

26:52>> so many other areas I've made

26:55compromises other than that one thing?

26:57And I've been so open with you for the

27:00longest time. The whole time that's not

27:01something that I enjoy doing. I will do

27:03it every now and again, but then

27:05especially when I'm a pregnant and my

27:09gag reflex is going crazy. I don't want

27:11to suck.

27:12>> But he was talking about 8 years, not

27:14the few months you were pregnant.

27:15>> Yes. But as I said, it's not something

27:18that I enjoy doing. And I've always been

27:19open with you about that. And I have

27:21compromised in other areas. And you

27:24never told me, hey, this is such a big

27:27deal to the point where I'm going to go

27:29out and find it somewhere else if you

27:30don't give it to me. And guess what? If

27:33I had if you had told me that I need

27:35this and I'm going to go get it

27:36somewhere else, I would have let you. If

27:39you needed it so damn bad that you

27:41wanted to go get it from someone else, I

27:43let you sleep with other people. We

27:46opened our relationship. I'm an open

27:48person, but you can't communicate, so

27:50you didn't get what you needed. And

27:52that's how you

27:52>> So why didn't you communicate with her?

27:55>> Yes.

27:55>> Because when I usually bring up stuff to

27:58her, she likes to turn it around on me.

28:00So, like say like I need something paid

28:03or something needs to be done. She'd be

28:06like, "Well, you cheated on me." And

28:08then turn it around like

28:09>> pre cheat though. Preach, dude. Pre. She

28:12said just She said if you brought it up,

28:13she would have let you go find it

28:14somewhere else.

28:15>> Well, just I'm just scared to have a

28:17argu like a fullblown like screaming

28:20match with him.

28:21>> No, you're not have a full-blown

28:23screaming match with me.

28:24>> Would it have been a screaming match if

28:25he said he needed if he could go

28:28outside?

28:28>> No. But she wouldn't feel like she was

28:30enough. So

28:32>> she's not sexually. But that's okay.

28:34>> The relationship. I was the one that you

28:38h Why

28:39>> did you?

28:40>> Because we were both young. I took his

28:42vcard. Um I wanted both of us to be able

28:45to go experience some other things. I

28:47didn't know if this was what I wanted to

28:49keep doing for forever. Like I wanted to

28:52be able to experience some more stuff

28:53but still have some sort of commitment

28:56to him. Mosted up you did was do

29:00bring it up a week before our

29:01anniversary.

29:02>> Yeah, but probably wasn't the best

29:03timing, but I can't decide when I feel

29:05the way that I feel. But at least

29:07to you and I communicated with you and

29:10that's one thing you have never been

29:12able to do. And it doesn't matter what

29:13it comes to. It doesn't matter if it

29:15comes when you brought it up. When you

29:17brought it up, you literally was like,

29:19"We're gonna open a relationship or

29:21we're done."

29:21>> That is not my exact wording. No, I

29:24said, "Hey, this is how I'm feeling." I

29:27said, "Yeah." I said, "If you don't want

29:28to do this, then yeah, I don't know if I

29:30can continue making a full commitment to

29:32you." At least I didn't say, "Oh, you

29:33don't want to be open. I'm going to go."

29:34>> Okay, but you know what that is? That's

29:36not him wanting to be open. That's him

29:37being pressured. If he doesn't, he

29:39loses.

29:40>> And I made so many like different times.

29:42>> Hold on, don't move beyond that. No,

29:45that's forcing someone to be open.

29:46That's not asking to be open and him

29:48consenting to it.

29:49>> That's what every man wants is to be

29:51open. Every man wants the option to be

29:53able to

29:54>> I'm not going to go into the studies

29:55because the audience will be very upset,

29:59>> but technically yes.

30:01>> Exactly. I was giving him the golden

30:04ticket.

30:05>> Okay, but every man literally Maybe he

30:08didn't. Did you? Did you?

30:10>> No, I

30:11>> Okay, he didn't. But you pressured him

30:12into it.

30:12>> You begged me not to.

30:14>> Well, then yeah, you were literally

30:15forcing him to. You're pressuring him

30:17into it.

30:18>> And you were threatening to break up.

30:20That should have been the end of the

30:21relationship.

30:21>> She was already cheating on me. So yeah,

30:23it probably should have been the end of

30:25the relationship.

30:25>> Wait, when was this?

30:26>> This 20 23.

30:28>> Okay, so this has been happening for

30:30years. So what do you mean he was

30:32cheating then?

30:33>> He was already talking to people at that

30:34point.

30:35>> What were you doing specifically?

30:36>> Just flirting on Snapchat.

30:38>> Okay, so why the why are you saying you

30:41were sending

30:42>> dick telling girls you were going to

30:44leave me for?

30:45>> No, that was after that was after we

30:47opened up.

30:48>> So what was happening before? just like

30:50having flirty conversations.

30:52>> You were already doing it. When she

30:53brings open to you, why'd you say no

30:54then?

30:55>> Cuz I was scared she's going to leave

30:56me.

30:56>> Same question.

30:57>> Huh?

30:58>> She I was scared she's going to find

30:59someone better.

31:00>> Well, then you have to put in

31:01boundaries.

31:03You have to put in boundaries. That

31:05would prevent any kind of romantic

31:06connection.

31:07>> And on top of it, like all these girls

31:09that he is talking to are like fat

31:12or like, you know, Latinas, old

31:16ladies. Like none of these girls look

31:18like Do I look fat? Do I look like I am

31:21brown? No. All these ladies that he are

31:24talking to look nothing like me. So it's

31:26like

31:26>> So I like I like all flavors. I like

31:29variety. I'll find it.

31:30>> Well, yeah. I'll

31:31>> none of the girls that you were talking

31:32to look like me at all. And you were

31:34talking that doesn't mean anything.

31:36>> Dozens of women.

31:37>> Okay. Well, that's bad if it was

31:38cheating. But also it's like I mean I

31:41would literally any color as long as

31:43she's attractive. That's all that

31:44matters.

31:44>> I All you men want is a hole. I suppose,

31:47but

31:48>> any hole will do. But no, they do have

31:50to be attractive.

31:52>> Okay, so

31:53>> they were not attractive.

31:55>> Well, like I said, I'm a six. We can go

31:58with six. I'm going with six. I think

31:59I'm at least a six. Well, I don't care

32:01about your opinion. These were

32:03like

32:03>> from the angle they see and what I

32:05learned once you looked at them.

32:07>> Two,

32:07>> but I just most I did this with

32:09attention. Just random people.

32:11>> One was your coworker, so that was fun.

32:14That was the Starbucks Yeah.

32:16>> She was like 45 though.

32:18>> Yeah.

32:18>> And this was a while ago. So you're

32:20actually even younger.

32:21>> I caught him cheating multiple times.

32:23>> The

32:24>> But you were open. When did you guys

32:26close?

32:28>> Um like the end of uh well middle of

32:302024.

32:31>> Why did we close?

32:32>> Because I couldn't find anyone. And

32:36>> loser.

32:37>> And then she had like 30 guys messaging.

32:40>> Well, yeah. It's so easy for any woman,

32:42even a Ford, to get

32:44like you.

32:44>> But also, I mean, that's just pathetic.

32:46It's not hard.

32:47>> I mean, I wasn't trying too too hard,

32:48but yeah,

32:49>> obviously you were able to find people

32:51because you

32:53like Exactly.

32:54>> Well, the main rule was like no one we

32:56knew and then you knew people that I

32:58went to school with and stuff like that.

33:00>> Oh, so you were breaking the rules. So,

33:01that's cheating.

33:01>> No, no, no, no. I was not breaking the

33:03rules. He was saying that he couldn't

33:05talk to anybody that he knew and that

33:07would probably be the only people that

33:08he could pull was people that he knew.

33:11And

33:12>> uh what the mess? Okay. Why did you So

33:15you guys chose to close and you were

33:16okay with it.

33:17>> Yeah. So we closed the relationship and

33:19you had your fun.

33:20>> We had our fun.

33:21>> You you were taking that dick.

33:23>> Exactly. And then

33:24>> Okay.

33:25>> I get pregnant and then

33:27>> Is it even his?

33:28>> Of course it is. That was like I got

33:31pregnant a year after.

33:32>> He has my eyes. I know for a fact he's

33:34mine.

33:34>> A year after we

33:35>> You don't think she could have found

33:36blue eyes?

33:38>> Maybe. But I I know for a fact this

33:41one's mine.

33:41>> I don't know

33:42>> without a paternity test.

33:43>> My son's a little So

33:46you can tell by the way that they are

33:49both calling her 10month-old.

33:51>> That's wonderful.

33:52>> He's my and I love him so much.

33:54Anyways, so I find out I'm pregnant with

33:56my little baby that I love so

33:58much.

33:58>> That might not be his.

33:59>> And about two weeks later, that's when I

34:01found out he was cheating on me. And

34:04>> who is he cheating with at this point?

34:06>> I don't. Well, and at that point, by the

34:08way, was he cheat? Were you cheating? Be

34:11honest, cuz I'll find out from the point

34:13you guys closed all the way through.

34:15>> Yes, I was. I I just messages, though. I

34:18never met up physically with anyone

34:20>> as far as I

34:21>> What were you doing in the messages,

34:22though?

34:23>> Uh, flirting, sending nudes.

34:25>> Good. Well, that's bad, dude.

34:27>> And telling them that you're going to

34:28leave me for them. Don't forget that.

34:30That was a big part of it, too. While

34:32I'm pregnant.

34:33>> Here, King. You drop this. Here you go.

34:35Here, you drop this

34:37>> because just to make the other females

34:38feel better.

34:39>> The other females. You talk so weird.

34:41Okay.

34:42>> I don't understand. You're You're a

34:44complicated weird. You're almost kind of

34:46very incelish.

34:47>> Yeah, kind of. Yeah.

34:48>> Without actually being a literal incel.

34:50>> I mean, mostly I just go to work, watch

34:53anime, and

34:55>> chill. Oh.

34:56>> And then we moved here and I was about 6

35:00months pregnant um at the time. I

35:02decided to go through his phone again

35:04because after I found out the first

35:05time, I started going through his phone.

35:07>> Hold on. Okay. No, you found out the

35:09first time. Then what? What happened?

35:11Why didn't you just leave? Clearly

35:14hasn't stopped.

35:15>> But you were like, "Let's pack up both

35:16of our lives and move to Austin." But

35:18>> I told him I was going to get an

35:19abortion and that I didn't want to have

35:20his baby

35:21>> and that you didn't.

35:23>> No, because he cried and begged and

35:25said, "Oh, but I want to have a family.

35:28I'm going to change. I'm going to be

35:30better. I love you, but

35:32>> both of you are such You won't

35:33commit to anything.

35:35>> Definitely not to each other.

35:36>> I didn't want to have an abortion. And

35:37>> well, that's fine. I'm not talking about

35:38that, but leave his ass. But he cried,

35:41so you didn't. What?

35:42>> He cried. He begged. And I was like,

35:44"Okay, I'm going to give you one more

35:45chance." And he said he was going to do

35:47all these things like go to therapy,

35:48which he hasn't done, which surprise

35:51surprise. But

35:53>> therapy is expensive.

35:54>> Okay. So you moved. So you stuck it out.

35:56He promised to change.

35:58>> Yep.

35:58>> Okay. And you're just like, "Okay, he's

36:00going to even though he never has."

36:03>> Interesting strategy.

36:04>> So much hope into things. And then,

36:06>> oh, hope that's wonderful. That's smart.

36:09>> Hope and prayers. God bless.

36:11>> Um, I go through his phone cuz I started

36:14going through his phone often.

36:17>> Um,

36:17>> not unfair at that point.

36:19>> Yeah. and he was messaging his dad's

36:23ex-wife and talking to her and

his dads WHAT?? LMFAO

36:26>> no

36:28like, "Oh, send me pictures of you.

36:31You're so beautiful."

36:33>> His

36:34stepmom

36:35>> his stepmom wasn't nudes. It was just

36:37like like selfies of her

36:40>> and telling her how pretty she is and

36:42flirting with her. I'm like, "Bro, why

36:44the are you flirting? She's also like 50

36:48years old. She could be your mom. She

36:50was in the

36:51>> You're into old women at one point.

36:53>> You're old. You're into old women.

36:54>> I don't.

36:55>> And stepmom'sing insane, by the way.

36:57>> I don't discriminate.

36:58>> Yeah. Apparently not against your family

37:00either.

37:01>> Hey.

37:02>> Yeah. That's crazy. Stepmom's crazy.

37:04>> I mean, her and my dad have similar

37:06types. So,

37:07>> my dad and her were only together for

37:09like a year and a half, two years.

37:11>> So, just stepmom, you freak.

37:15>> And plus, my dad's is basically a piece

37:17of So

37:18>> great. Does he know?

37:20>> No.

37:20>> Your dad's a piece of Yet you want

37:22to go and sleep with the same woman he

37:24slept with. You want your daddy sloppy

37:25seconds, but your dad's a piece of

37:27Okay,

37:28>> whatever you say.

37:30>> This was just a few months ago. Do you

37:31not realize how insane this is? It's

37:34>> How did you stay after that? I could

37:37have never stayed after that. What the

37:39is wrong with you? I'm sorry. I'll

37:41victim blame. I don't care. What? How do

37:44you stay after that? You know, we'll

37:46blame it on the daddy issues because I

37:49want I'm pregnant with this man's child.

37:52We just moved to a new state. At that

37:54time, I don't think we had even found

37:56jobs down here yet. We were staying in

37:58my parents' RV temporarily with all our

38:00animals. Like, where the hell am I going

38:03to go? What What am I going to do? I'm 6

38:05months pregnant trying to find a job.

38:07Like,

38:08>> what did you catch him saying to her?

38:10Like I said, he was like h having her

38:12send pictures of herself and hyping her

38:15up and telling her how beautiful it is.

38:16I'm pretty sure you called her a mil at

38:18one point, which is disgusting.

38:21>> Yeah, I didn't. Were they making any

38:22plans?

38:23>> I'm sure you did. No, there weren't no

38:24plans there. It was more just like, "Oh,

38:27let me see. Send me pictures of you. I

38:29want to see how beautiful you are. Good

38:31morning, beautiful."

38:32>> The only The worst thing I only did was

38:34>> I'm confused. They're actually typing

38:35right now that he was asking and

38:37planning to go over and give her a

38:38massage. Oh yeah, you were there a plan.

38:41>> I forgot about that. Yeah, he was

38:43talking about the massage giving her a

38:45good massage. And he does give a damn

38:47good massage, but not to your stepmom.

38:50>> Yeah, that's crazy cuz the massage

38:51always has a slip in at the end and we

38:53love that. But

38:54>> I don't think she felt fully that way

38:55towards me. What do you think, stepmom?

38:58>> What do you think a massage ends up

39:00with?

39:01>> Yeah, sex.

39:02>> YES.

39:05>> WHAT?

39:07YOU WERE GOING TO YOUR STEPMOM WHILE

39:09SHE'S PREGNANT. 6 MONTHS PREGNANT.

39:11>> YEAH.

39:12>> 6 months pregnant with YOUR F. YOU WERE

39:15Oh my Didn't I even just hear that

39:17sentence?

39:19>> That's the most same thing I've

39:20heard on the show.

39:21>> It's pretty crazy.

39:22>> Yeah, he's pretty disgusting.

39:24>> This was not that long ago. What the How

39:28did So, yes, you were pregnant. But

39:30okay, you had the kid. How did you not

39:32Did you ever cheat on him?

39:33>> No. I've been loyal to this man the

39:35entire time. I don't think so. I don't

39:37go through her phone though.

39:38>> You don't think so? What the do you mean

39:40you don't think so? You This is the

39:41first time you're saying anything to me

39:43about

39:43>> How do you know he's not cheating today?

39:46>> I don't I wish I did.

39:48>> You did go through my phone like a week.

39:50>> Oh, you have to be so much better about

39:51hiding it today after getting caught

39:53like 50 times.

39:54>> That's what I've said. No. And that's

39:55not even the last time, Caleb. I caught

39:57him one more time. Two weeks before I

39:59gave birth to our son.

40:01>> AND YET YOU STUCK AROUND. At at what

40:04point am I not able to kind of blame you

40:07for being there?

40:09>> I've wanted to leave so many times.

40:12>> Why didn't you?

40:13>> Because of that stack of paperwork right

40:15in front of you. I can't support myself.

40:17>> Dude, bankruptcy, government benefits go

40:19to your family. They're here. I don't

40:20care. What the This dude's a serial

40:23cheater. He won't stop.

40:25>> Yeah, that's

40:26>> he also has no standards. He'll probably

40:28let Mark suck his dick in the parking

40:30lot after this.

40:31He could probably go and sleep with the

40:33first homeless lady he found on the set.

40:35>> Yes.

40:36>> Honestly,

40:36>> that's why he's downtown all the time.

40:38>> Yeah,

40:40>> I do. I do. I I am downtown like 80

40:43hours.

40:43>> And I don't know what he's doing when

40:45he's at work cuz he was at work the last

40:47time. He was planning on cheating on me.

40:48He was working at Starbucks and was

40:52going to have this old lady come and

40:54Yeah, that was the last that

40:56>> during his security shift.

40:57>> Yes. Oh, he's definitely during

41:00security.

41:00>> Yep.

41:01>> Hey, it was it was going to be my lunch

41:03break.

41:03>> You during your shift, haven't you?

41:05>> Cheating on me the most cuz he can sit

41:07here and say, "Oh, I don't have time to

41:09cheat on you. I work all the time." It's

41:11like, "You're cheating on me while

41:12you're at work. You have your dick in

41:14your hand at work sending it to

41:15bitches." What do you mean you don't

41:17have time?

41:18>> What was his relationship to the

41:19Starbucks lady?

41:20>> They were co-workers. And so, they

41:22worked together at a previous job. He

41:25had just recently moved to the Starbucks

41:27job, so they weren't working together

41:28anymore. But while they were at work,

41:31this lady pulls up on her phone a bunch

41:33of her nudes, and he takes out his phone

41:35and is like recording all these ladies

41:37nudes that she's showing to him to save

41:40for the spank bank for later. I guess

41:42you like saggy tits.

41:44Hey, I can say

41:46>> the best part about it though is how you

41:49were trying to have some game with her

41:51and how you were talking about how

41:52you're so good at eating it and she was

41:54just like, "No, you're too young. I

41:57don't think you have the experience that

41:59I would want." That was the best part to

42:01me is that you totally got shut down by

42:03her.

42:03>> Yeah, she did shut me down and she never

42:05came to Starbucks.

42:06>> Why were you trying to do so? He would

42:09have gotten head. I believe two weeks

42:11before he wouldn't, but I don't I don't

42:13believe that.

42:14>> Yeah, she never came. But if she did, it

42:17would have happened.

42:18>> I mostly was just offering her a drink.

where do we find these people...

42:21>> That is not what you said. You were

42:24offering a lot more than just a drink.

42:26>> I was mostly offering a drink though.

42:28>> A drink, a straw alone.

42:30>> But at the same time, bro, own it. Own

42:33it. Or there's no moving forward here if

42:36you don't own that That's been the

42:38biggest problem is anytime that I

42:39confront him with it, the excuse is,

42:42"Oh, well, I'm just a idiot. I'm just a

42:44man. I'm just stupid. I'm just dumb."

42:48That doesn't tell me That doesn't

42:50And that doesn't give me anywhere to go

42:53with this. It's like, "Okay, yeah,

42:55you're dumb. Are you just going to

42:56continue to be dumb for the rest of your

42:58life? And that's what I'm going to have

42:59to deal with is you're

43:01>> and you wanted to leave, but the

43:02finances prevented you from leaving. So

43:04why the did you let him take full

43:05control of the finances?" Finances. That

43:07means you would never be able to leave.

43:09>> Well, he doesn't like keep me trapped

43:11with the finances. We are both wanting

43:13to get out of debt. Like it's like a

43:1650%.

43:16>> Well, he spends 90% of his time trying

43:18to get head from old women and I don't

43:20even know what the you're doing.

43:21Vomiting in the bathroom.

43:22>> But at the same time, you hide your

43:24money sometimes from me. And I don't

43:26know how much money.

43:26>> And there have been times where I've hid

43:28money and we've needed that money and

43:30I've been like, "Oh, hey, here's this

43:32money. Since we need money, here you

43:33go." If I didn't hide that money, then

43:35sometimes we wouldn't have money for the

43:36thing.

43:36>> In the world, will there be trust in

43:38this relationship at this point?

43:39>> There is none.

43:40>> There is none. YOU'VE BEEN CAUGHT

43:42CHEATING, I think, more than anyone.

43:44This dude, something about this show and

43:46I guarantee you

43:49going back before we've even like before

43:51all these you freaks started cheating on

43:54each other. I guarantee you the two and

43:56a half years before that, if I went

43:58through people's phones, I WOULD HAVE

43:59FOUND OUT EVERY FINANCIAL AUDIT GUEST

44:00CHEATS on each other. What is wrong with

44:02you people? But at at the same time, she

44:05does like when when we do have arguments

44:07about me cheating, she throws at

44:09me. She's she's punched me in the face

44:12before.

44:12>> She's a weirdo, fool.

44:13>> It's like I'm addicted to this I

44:15don't know. I can't explain it to you,

44:16bro.

44:16>> You're addicted to punching you

44:18in the face. She's thrown a shoe. She

44:19thrown a bag of mail.

44:21>> Welld deserved.

44:22>> You threw a a drain stopper to a tub

44:25just a week ago

44:26>> at me. Welldeserved.

44:27>> There's But there's a kid in the house.

44:29>> It's not It would never be one. Does DV

44:32ever deserve domestic violence?

44:34>> Never have done anything like that when

44:36our son is around.

44:37>> But domestic violence still isn't good.

44:39>> Neither is cheating.

44:40>> No, I agree. So you leave him. You don't

44:43neither is being a lying piece of

44:44>> I agree. You leave him. You don't beat

44:46him.

44:47>> Never ever threatened you or hurt you at

44:49all.

44:50>> And I'm not saying that you have,

44:52>> but it's okay if you do it to me.

44:55>> I think it's welld deserved.

44:56>> No. No. Violence. Violence isn't welld

44:59deserved. Have you ever met somebody and

45:01you're like, "Oh, this person just

45:03really needs to get punched in the

45:05face."

45:05>> Yes, but leave them.

45:07>> That's him.

45:07>> And also, punching him in the face

45:08hasn't made him figure it out. He keeps

45:10going.

45:10>> Obviously not. Maybe you hit your head

45:12if you want.

45:12>> We'll have a good day and then she'll

45:14come home and be pissed at me for no

45:16reason just because I I'm I'm alive. Cuz

45:19I'm here.

45:20>> Because you do. She'll just ignore me or

45:24she'll act like I'm not even there. And

45:25like I'll try to have a conversation

45:27with her. She'll completely ignore me

45:28and talk to our roommate and then go on

45:31without

45:31>> That's toxic. That's toxic. Why are you

45:34behaving like a child? I mean, there's

45:36no reason for her to even like you

45:37anymore. I'll be honest. You've given

45:38her every reason to not. But besides

45:40that, why are you acting like a child

45:42and there's already a child?

45:43>> She doesn't give me any reason to want

45:46to be happy when you come.

45:48>> Okay. What reason do you need? What do

45:49you want to see? What do you want to

45:52see?

45:52>> I want there to be, you know,

45:55accountability. I want you to be able to

45:57say, "Yeah, I did these things and these

46:00are why I did these things. These are

46:01what we can or this is what we can do in

46:03our relationship to for you to be

46:05happy." I want you to be happy. That is

46:08always what I have wanted for both of us

46:10regardless of it is in this relationship

46:13or not. So if something in this is not

46:15making you happy, I have given you full

46:18range.

46:19>> What do you want to see from him besides

46:20the accountability?

46:21>> I want you to be able to have the

46:23conversation with me. any sort of

46:25conversation of like, hey, this is a

46:26problem.

46:28>> I need this from you or we need to

46:30change this. You can't have a

46:31conversation about anything.

46:33>> When I bring up stuff about you, you

46:35turn it against me every single time.

46:37>> And then on top of it, when you are in

46:39your moods like that where you just hate

46:40me even though you love me 20 minutes

46:42ago, you'll call me a full-blown

46:45You'll call me

46:46>> Yeah. Jewace Or just a

46:49Just like you just call me names

46:51constantly and for no reason.

46:54>> I do it out of love.

46:56>> A Jewace

46:57>> Yeah. He's my Jewish

46:59>> Well, does she do it in an insult in an

47:01argument or does she do it in a funny

47:03silly way?

47:04>> Sometimes it's funny, but mostly as an

47:06insult.

47:07>> Okay. Well, that's not out of love.

47:09>> Both.

47:09>> Okay. I'm sorry, but when you're

47:11berating and insulting, that's not out

47:13of love. And I get it. During an

47:15argument, things happen.

47:16>> Have a conversation with me. There are

47:18no arguments. There's me getting pissed

47:20off and then talking to you and I get

47:23nothing. I get absolutely nothing to the

47:25point where I go and I say these

47:28outlandish things because I'm just

47:30trying to get a reaction out of you

47:31because you don't give me anything. I do

47:34this when I do get my feelings nothing.

47:36>> When I do get my feelings, you say, "Oh,

47:38your hurts." Like, how can I

47:42express myself and be actually

47:43vulnerable when you say that to me?

47:45>> All right. Express yourself. What do you

47:46want to see from her? I mean, I'll be

47:48honest, buddy. You have it.

47:49>> I know. I' I've up a lot.

47:51>> I'm sorry. But more cheating than I

47:52think I've ever heard of in my life.

47:54It's kind of crazy. It's been This

47:55relationship is built on cheating. But

47:56okay.

47:58>> But what do you want to see from her?

48:01What are the issues?

48:02>> I want her to just be more like engaged

48:06in love like conversations. And

48:09>> what do you mean engaged in

buddy cant even finish his sentences around her lol

48:10conversations? I have conversations with

48:12you all the time. when like lovey ones

48:15like being more lovey like cuddly cuz

48:18I'll try to love on you and then you'll

48:20push me away because you want to go do

48:22something else

48:22>> because I've been taking care of our son

48:25all day having him climb on me pull on

48:27me this and that this and that and then

48:29when you do come and you want love from

48:31me it's like oh here let me press my

48:32dick into your back while we're

48:33cuddling. So what the do you want from

48:36me?

48:36>> But at the same time

48:37>> I don't want you to come up and touch me

48:39and smother me after I've been taking

48:41care of our son all day. That's what

48:43he's been doing all day. I want space.

48:45>> Look, if extra money hits your account

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51:01$1,000. And like, yes, I can break

51:04promises. I can be like, "Hey, I'll do

51:06this when I get home." And yes,

51:07sometimes they won't get done for a day

51:08or

51:09>> sometimes. You mean every single time

51:11that I ask you to do literally anything,

51:13including going to therapy?

51:15>> I told you to call one of the people we

51:18have bills with for the last month and a

51:20half and you have not called them once.

51:22I've literally asked about 10 to 20

51:24times and I'm sick of it. I just want

51:26you to do one thing for me.

51:28>> I have a lot going on.

51:29>> Yes, I get it. But you have breaks when

51:30he goes takes a nap. You have an hour to

51:33two hour break. He goes and he takes a

51:34nap. Then it's doing stuff around the

51:36house, making sure that the cats are

51:38taken care of, making sure that I have a

51:40moment for my

51:42>> and I work 70 to 80 hours and I still

51:45come home and make dinner. I do the

51:47dishes. I do everything else that you

51:49ask me to do around the house when

51:50>> you do not

51:51>> to the most I can or how much I want to

51:54do.

51:54>> No, you do what you want to do when you

51:57want to do it. It doesn't matter what I

51:58want from you. I don't get what I want

52:00from you. You do what you want on your

52:03time.

52:03>> Oh my gosh. Oh my goodness. So, what do

52:06you want from her? Try this again. What

52:09is she doing wrong? What do you want?

52:11So, you want loveydovey cuddles. Very

52:13good. What else? What do you want to see

52:14from her? What is sheing up with?

52:16>> I want more uh like sexual not favors,

52:19but more sexual action from you.

52:21>> I want to have sex more with you. And I

52:24want you to like if I ask you to do

52:27something about the bills and stuff, it

52:29just puts a strain on the whole day and

52:31our relationship.

52:32>> That's it. If she calls a bill and she

52:33sucks your dick, you're good. That's it

52:35in the relationship.

52:36>> And just be nicer to me. Not just call

52:39me names all the time.

52:40>> How how mean is she being?

52:42>> Oh, it's

52:43>> What's the frequency?

52:44>> Every day.

52:45>> Every day.

52:46>> Every day.

52:47>> That's toxic. You can't live in an

52:48environment like that. Not saying you

52:50should cheat, but I could at least

52:51understand why maybe you

52:53>> She'll get in her mood every like three

52:54days.

52:54>> I mean, you're just a

52:57>> Okay. It It would It would be less of a

53:00thing if it wasn't almost every single

53:02day or every day.

53:03>> What is she doing?

53:04>> She calls me like just

53:06>> Yeah, but in silly What is she doing?

53:08>> No, like she'll get angry about like,

53:10"Oh, you didn't start the bottle washer

53:11for a son." I'm like, "I didn't have

53:13enough time this morning. I'm sorry. You

53:15can There's still a clean bottle." And

53:17you'd be like, you're just a

53:19Leave me alone for the day.

53:20>> Oh, leave me alone for I don't like

53:22that. The shun for the day is not do

53:24leave me alone for the day. There are

53:26times where yes, I do shut down on you,

53:28but it is not that frequent. You are

53:30making it out to be something way bigger

53:32than it is. And yeah, I make jokes with

53:35you, but you take it to heart too much

53:37>> because you you try to joke around

53:40almost every single day about calling me

53:42names. Like how after a while, how am I

53:45supposed to take it as a joke anymore?

53:46>> And you she you said she throws stuff.

53:48How frequently is that?

shes so f*cking smug about all of this too

53:50>> Uh I'd say like every few weeks because

53:53>> Oh jeez. How intense?

53:55>> Um well, when she threw the shoe, she

53:58almost put a hole through the wall. Uh

54:01when she

54:01>> That's domestic violence.

54:04>> No, that's domestic violence.

54:05>> She tried to like push me, but her fist

54:08went to my mouth and clocked me in the

54:10face.

54:11>> She punched you.

54:12That's not trying to push you.

54:14>> What did he do?

54:16>> I

54:17>> Oh, you don't remember that punch?

54:18>> Something stupid.

54:19>> What did you do?

54:20>> Um, honestly, it was just one of our

54:23conversations about me cheating in the

54:25past.

54:25>> Well, okay. Yes, you're

54:30Why don't you guys

54:32And then

54:33>> Is he allowed to watch?

54:34>> Not anymore.

54:35>> Oh, well, what the Okay. I'm sorry.

54:37Okay. Okay. No, no, no. I I agree.

54:39Cheating very bad. Not on support. I'm

54:42sorry if he only gets sex five times a

54:43year. Let him watch.

54:44>> That's not how it is anymore. You

54:46literally got like twice last

54:48week. So don't sit here and be like,

54:49"Oh, I don't get pussy." You get

54:51all the time. That was What does that

54:54mean?

54:55>> Huh?

54:55>> Not all the time. She will literally go

54:58through spritz where we'll like once or

55:00twice in a week and then for the next

55:02month and a half we won't at all.

55:03>> Okay. So you had a good week. But okay.

55:06He does need to like come.

55:09>> Let him Why can't was a point in time

55:11where watching was fine. We would watch

55:13together. We'd watch and watch. But then

55:16after you broke the trust, you don't get

55:19to do those things anymore. And yes,

55:21>> but that that Okay, but it's just

55:23biological.

55:24>> He lied about it. I asked him. I said,

55:26"Are you watching?"

55:28>> And he told me no. So, thank you, Caleb.

55:31Actually, cuz because of you, I went on

55:34Reddit and I found his little stash of

55:37his little streamer that he was

55:39watching. streamer.

55:40>> Well, you know, like Valkyrie raid those

55:42big streamers and they'll like post

55:44their Yeah.

55:45>> Not nudes. Does she do nudes or just

55:48revealing

55:48>> you're jerking off to literally bikini?

55:52>> Yeah.

55:54>> What is wrong with you? You suck at

55:57>> and it's all thanks to you, Caleb, that

55:58I found that out. But yeah, if you're

56:00going to lie to me, then you're not

56:03going to do like that. If you can't

56:04be truthful, if you can't build trust,

56:06then no, you're not going to have

56:10You're not going to watch

56:11>> jerking off to Valkyrie. You are into

56:13old women.

56:14>> Hey, Valkyrie is pretty hot.

56:15>> I guess at least his type's consistent.

56:18Except for me. I'm not old. Why don't

56:20you go be in with an old Like, if

56:22that's what you want. I've literally

56:24told him, "Go and get it. Stop wasting

56:26my time. Like, I want to have more

56:28babies. Like, I want to be with somebody

56:30that's actually going to commit to me."

56:32>> Okay. Well, answer me this. If the

56:34finances weren't a concern, what

56:35percentage chance would you leave? right

56:37now. 50/50, honestly.

56:40>> What about you?

56:41>> I'd stay.

56:42>> Yeah, you're weird. I don't understand.

56:44I don't feel like you want to golden

56:47retriever energy.

56:48>> I do want to marry her one day. I really

56:51do.

56:51>> You're engaged. I would Why did you say

56:53yes when you proposed?

56:56>> It just felt like that's where we were

56:58supposed to head to.

56:59>> When was that?

57:00>> Uh

57:02March.

57:03>> Yeah.

57:03>> So, question. Why don't you guys open

57:06up?

57:07>> Because I can't trust him more

57:09>> to do what?

57:10>> To do what though?

57:11>> I can't trust him to stay within his

57:13limits with that. If

57:14>> what would the limits be?

57:16>> Um

57:17definitely would want you to wear

57:19protection. I would want you to get

57:21tested regularly.

57:23>> I don't want another baby

57:24>> and and get tested. That's good, right?

57:26Um, I definitely wouldn't want to do it

57:28with any mutuals like we did in the past

57:31one causes issues. But I can't Why would

57:35I want to do that for you and give you

57:37this when I can't trust you?

57:39>> That is true. You've ruined every

57:40opportunity for her to trust you and

57:42give you that. That's not unfair.

57:45>> And that's why at this point I'm I I I

57:48haven't cheated since the last time.

57:50>> Okay. Of like the 30th time. And that

57:53was a few months ago. So like what the

57:55are we talking about? And also, I just

57:56don't even believe that. Like, you're

57:57relentless in your cheating.

58:00>> I I

58:00>> Does he fulfill you?

58:02>> Oh, yeah. I come every time.

58:04>> Okay. But to the extent you want, you

58:06say you wanted to like switch it up and

58:07stuff.

58:08>> Well, that was at the time, you know. I

58:10That was

58:10>> Okay. So, you have no desire for open.

58:12>> Not I I mean, I would be down for it

58:15honestly, but it's like you just don't

58:17trust me.

58:17>> He's too insecure for that. Like, if I

58:19were to go

58:20>> Well, that's fine. If he doesn't want to

58:21open, then that's the done conversation.

58:23>> Yeah. I I have the capability of doing

58:27things like that and being able to be

58:29okay with it. But over everything that

58:31we've been through, you have turned me

58:33into someone who is super insecure,

58:35somebody who can't trust you, somebody

58:37who is angry. You wonder why I'm angry

58:40and call you a full-blown. This is why

58:43you have made me into this. I would be

58:46such a caring put on my little dress,

58:48put on my little makeup, have dinner

58:50ready for you when you get home, get on

58:52my knees and suck your dick. If you were

58:54not the way that you were, I would be

58:56everything you wanted if you could be

58:58what I wanted. And that is loyal. Loyal.

59:01That's one word.

59:03>> When you were doing a lot of the chores,

59:05you started getting behind and you just

59:07stopped doing all of them. Yeah, because

59:09I never got any sort of appreciation and

59:12I would just do everything and you just

59:14expect it to be done. Like I'm your new

59:16mommy. Like I didn't come into this to

59:19sit here and take care of everything for

59:20you, do your bills. No. When we first

59:22started doing this, it was supposed to

59:23be 50/50. It was not 50/50. It was you

59:26do everything. I'm just going to come to

59:28expect that from you. And then when I

59:30started doing it to you, it's like I'm

59:32so overwhelmed. There's all these things

59:34that I have to do. It's like that's what

59:36I was doing before. And now that you're

59:38in my shoes, that's when it's a problem.

59:40But it wasn't a problem when I was the

59:42one doing it.

59:42>> You want to take over and you were fine

59:44with taking it over fully. And then you

59:45got to a point where you're like, I

59:47can't handle this.

59:48>> And I told you so many times, I'm

59:49getting overwhelmed. I'm getting

59:50overwhelmed. That's the problem with you

59:52is I will sit here and I'll communicate

59:53with you. I'm getting overwhelmed with

59:55this. This is too much for me. And then

59:57you don't listen until I reach that

59:59breaking point. When I have the mental

1:00:01breakdown, that's when you're like, oh

1:00:03yeah, this is a real thing. I should pay

1:00:04attention to this now. At that point,

1:00:06I'm done. I'm over it and yeah,

1:00:08you. And that's why I blow up and that's

1:00:11why you get called a full-blown

1:00:12And that's why I throw

1:00:13>> I'm sorry. Okay, I see I mean I I I'm

1:00:15not going to just fence it, but I

1:00:17legitimately do see both. They're

1:00:18cheating objectively bad.

1:00:22You baiting him every day. He's not

1:00:23going to ever want to be home, but like

1:00:26you kind of deserved it as well. So it's

1:00:28like DV is never excusable.

1:00:32>> Well, neither is cheating.

1:00:34She would rather be open and that would

1:00:36give you the freedom to do what you

1:00:38want, but you can't be trusted and

1:00:39you're insecure anyway. So,

1:00:41>> yeah.

1:00:42>> Would you be good with open?

1:00:43>> I'd be pretty good with open.

1:00:45>> Pretty good. What's that?

1:00:46>> I don't know. Are you going to come back

1:00:48and be like, "Oh, you pushed me into it.

1:00:50I didn't want to do it even though

1:00:52talking to bitches."

1:00:53>> This time it would be mutual. Last time

1:00:55it was forced on me, basically.

1:00:57>> You're going to let Brandon your

1:00:58girl?

1:00:58>> I DIDN'T WANT TO YOUR GIRL. OH.

1:01:00>> OH, PLEASE.

1:01:01>> HOW do you let somebody your girl

1:01:02before leaving? Because

1:01:03>> not Brandon.

1:01:04>> Exactly.

1:01:06Too insecure for someone to decide.

1:01:09>> No, because I mean we don't know him,

1:01:12but we know of him together. That's the

1:01:15reason.

1:01:16>> What if we run on a train on her

1:01:17afterwards?

1:01:19>> That'd be crazy.

1:01:20>> Mhm. And you're not invited. See, that's

1:01:22the thing. I don't think you are ready

1:01:25for that, but you just have to keep it

1:01:26in your pants and stop cheating.

1:01:28>> Mhm. Well, let him watch as well because

1:01:30if you're not if you're not going to put

1:01:32out, he does need to bust.

1:01:33>> No, he can hold that in for the

1:01:36rest of his life for all I care.

1:01:40>> Keep it in, buddy.

1:01:42>> Good boys get to nut. You're not a good

1:01:43boy. You don't get So, how does he

1:01:45>> It'll be better if I

1:01:46>> How does he redeem nutability?

1:01:48>> Um, if you don't piss me off.

1:01:51>> That's impossible. That's literally I

1:01:53could just I can look at you the wrong

1:01:55way or look at you sideways and you're

1:01:56like you're too much. Get away from me.

1:02:00>> No, it's usually a buildup of things

1:02:02that I try to tell you and then you

1:02:06it builds up over time and I sit there

1:02:08and I warn you. I give you your

1:02:10warnings. You don't listen. Maybe if you

1:02:12went and got some hearing aids or

1:02:13something.

1:02:14>> Okay. Okay. If you do leave, what's your

1:02:16relationship with your family?

1:02:18>> Oh, that's a whole mess in itself.

1:02:20That's another reason like I don't My

1:02:23mom's crazy.

1:02:24>> I just want to know is it good or bad? I

1:02:25don't need the whole Okay.

1:02:27>> Not good.

1:02:28>> What's your relationship with his

1:02:30family?

1:02:31>> She's crazy, too.

1:02:34>> My My family My sisters are good

1:02:36support, but

1:02:37>> yeah.

1:02:38>> Well, not your parents.

1:02:39>> Uh, no.

1:02:40>> His mom's crazy.

1:02:42>> My mom is

1:02:43>> Do they know about the cheating?

1:02:44>> Oh, yeah. I called his mom. I called his

1:02:46mom when I found out he was cheating.

1:02:48I'm not. And are they going to support

1:02:49you and the kids

1:02:51>> support? I don't know.

1:02:53>> Whose side was she on with the cheating?

1:02:55That the reason why he cheated on me is

1:02:57because we opened up the relationship.

1:02:59If you guys hadn't opened up the

1:03:01relationship, then he wouldn't

1:03:02>> complicated. But it's like

1:03:04>> he was cheating before I opened the

1:03:05relationship.

1:03:06>> Well, that's fair.

1:03:08>> And she loves to call me a too.

1:03:11>> I told her to stop saying that.

1:03:12>> You're a and he's a

1:03:14>> Well, his mom doesn't need to be sitting

1:03:15there calling the mother of his child a

1:03:17Mom's a but I don't sit

1:03:19there and say to her face, "Oh, hi."

1:03:21>> She tries to make it seem like it's a

1:03:22good thing, but no. Calling you a

1:03:25No, I've told her multiple times to

1:03:27stop.

1:03:27>> No, your mom literally said, "Oh, I just

1:03:29need to start being more of a like

1:03:31is. Maybe she can teach me."

1:03:32>> Oh, guys. Okay. Okay. Okay.

1:03:34>> When your mom is the

1:03:36>> Maybe I'll call your mom in the post

1:03:37show. I'm certainly going to go through

1:03:38your guys' text history. I always find

1:03:40insane in there, let me tell you.

1:03:43But I need I do need to get into the

1:03:44finances cuz me. But I at least

1:03:48understand you guys now and your floor

1:03:50and everything. But what do you guys

1:03:53think your financial score is? 0 to 10.

1:03:55Zero being the worst, 10 being the best.

1:03:57>> Uh, one,

1:03:58>> I think I got a seven.

1:04:00>> If you want to take that assessment, it

1:04:01is free. Figure out where you stand in

1:04:03each financial category at caleb

1:04:04hammer.com. Just takes a few minutes.

1:04:06See what your hammer financial score is.

1:04:08And if you don't want to be like a guest

1:04:09who ends up on the show, make sure you

1:04:10download the dollar budgeting app. It is

1:04:12the best budgeting app for the average

1:04:13American. You sign up for the free

1:04:15trial, see if you like it, and if you

1:04:16do, sign up for the annual version like

1:04:17most people do because it saves

1:04:19basically 50% on your money, and you get

1:04:21the physical version of my 30-day meal

1:04:23plan signed by me and then mailed

1:04:24directly to you. And then you also get

1:04:27the digital version of the cookbook as

1:04:28well. I'm sure there's so much more to

1:04:31learn, but I really do have to get into

1:04:33this or else we'll be here all day. So,

1:04:35a Costco card, it says you on this. What

1:04:38is going on? And again, I honestly I'm

1:04:41still completely confused on how you

1:04:44guys manage the finances of the house.

1:04:45Now he runs it, but you still can do

1:04:47things and you're like hiding stuff from

1:04:49her and I don't understand.

1:04:52>> I put my whole check in our shared

1:04:53account and I pay as much bills as I can

1:04:56and I'll ask her, "Hey, how much money

1:04:58do you have? Will you put like basically

1:05:00all your money except for like $100 for

1:05:02like gas into the shared account?" And

1:05:04she'll just move over like $120. And I'm

1:05:06like, "Hey,

1:05:07>> I give you what you need when you tell

1:05:09me you need it."

1:05:10>> But when I say, "Give me almost all my

1:05:12money or your money. I need it.

1:05:15I'm just trying to figure out our

1:05:16finances so we can get our groceries for

1:05:18the the week."

1:05:19>> Well, I don't want to give you all my

1:05:21money.

1:05:22>> Then why am I doing the finances?

1:05:26>> What? When you need money for something

1:05:28that and money is going to go towards

1:05:30something, I will give you money for

1:05:32that. That has never been a problem. But

1:05:34I'm not just going to give you all my

1:05:36money cuz then what happens if I do want

1:05:38to leave you? And then what? You have

1:05:39all my money?

affirm on costco is crazy lmaao

1:05:40>> This is Costco that she affirmed. How

1:05:42much do you think she affirmed on

1:05:44Costco?

1:05:44>> Well, what she told me when she got the

1:05:47couch is 24,400 for a couch.

1:05:50>> Yeah.

1:05:51>> Yeah.

1:05:51>> Yep. Well, 2814

1:05:53>> 28

1:05:54>> 2814 Why do you always lie about your

1:05:57finances like that? You did this with

1:05:59your subs.

1:05:59>> Well, actually, sorry. 3,800 is

1:06:02>> 3,800. 3,800.

1:06:04>> Well, no. You literally did this to me

1:06:07about a year ago when you got your subs.

1:06:09You went to go check it out and get your

1:06:11subs fixed in your car and then you came

1:06:13back with a whole new system and you

1:06:14said, "Don't worry about it."

1:06:16>> Well, when you finance things, they cost

1:06:17just a little bit more. It's the price

1:06:19we're having in now.

1:06:20>> But at the same time, I thought your

1:06:23subs were maybe going to be a few

1:06:25hundred to fix and then come to find out

1:06:27it was $2,000.

1:06:29>> But why? So, he lies about what he does

1:06:31outside of the house. Why are you lying

1:06:32to him about the money?

1:06:34>> It's not there's no trust in here.

1:06:35>> It's just not

1:06:37>> It's four basically $4,000.

1:06:40There's 24 payments left. I don't even I

1:06:42guess I'll just break it down.

1:06:43>> I think I did that like a week after we

1:06:45applied for the show.

1:06:46>> Oh, great. Wonderful. You're

1:06:48spectacular. That's hilarious. Yeah,

1:06:49this new couch.

1:06:51>> So, it's going to be You love that

1:06:52couch. Don't complain.

1:06:54>> $159.

1:06:56I'm sure it's like 36% interest like a

1:06:58firms usually are.

1:06:59>> Something like that. What the Why do we

1:07:01have to do this now on something that is

1:07:03objectively we cannot afford?

1:07:06>> Our couch that we currently had was

1:07:08falling apart.

1:07:09>> Good. Go to Facebook Marketplace.

1:07:10>> That's why we got the last couch.

1:07:12>> Good. Do it again. How long did it last?

1:07:15>> A year.

1:07:15>> A year.

1:07:16>> THERE YOU GO. DO IT IN A YEAR. THIS IS

1:07:18GUYS, THIS TAKES TWO YEARS to pay off.

1:07:19>> I deserve a nice couch, bro.

1:07:21>> You deserve nothing. Shut up.

1:07:22>> No, I deserve a nice couch.

1:07:23>> No one deserves anything. We're we're

1:07:26barely sentient beings that are just

1:07:28surviving on a floating rock. You

1:07:30deserve You don't deserve

1:07:31>> I deserve to be on this floating rock

1:07:33comfortable in my living room.

1:07:35>> Absolutely not. You're lucky we're even

1:07:37alive and in the human civilization that

1:07:39we are. We got lucky. What do you mean?

1:07:42You deserve nothing. 36% interest rate

1:07:44of death. You

1:07:47>> Hey, I've done a firm in the past and

1:07:48I've always paid them off.

1:07:50>> Great. Well, you'll be paying this for

1:07:51two years at $159 a month that you can

1:07:53afford. I will have my ass on my couch

1:07:55happy.

1:07:56>> Actually, it's probably more because of

1:07:57the interest. So, I don't even know what

1:07:58the payment is. It's probably closer to

1:08:00like 250, actually.

1:08:02>> No, I think it's 150.

1:08:04>> Doubt it. Unless the interest is baked

1:08:07into the the remaining payment. Yeah.

1:08:09Okay. So, 160. I think it is. So, 160.

1:08:16So, you lie. She lies to you about most

1:08:18purchases she makes.

1:08:19>> He knew that I was getting that couch.

1:08:21>> Yes, but you white lied about it. the

1:08:23price and everything. They sent you a

1:08:25picture of the stick.

1:08:26>> You lied about your stuff.

1:08:27>> You didn't ask how much it was going to

1:08:28be.

1:08:28>> And then you said you're going to go to

1:08:29Five Below with your stepmom a couple

1:08:31days ago and too.

1:08:34>> No, but literally not close to home.

1:08:37>> I thought it was going to be like $10 in

1:08:39his family, not

1:08:40>> and he spent like $50 at five and below

1:08:42when we don't have any money in our

1:08:44account. It went on a credit card.

1:08:48>> I had a good time.

1:08:49>> I really don't understand you. Sex is

1:08:51super fun. Love it. sticking it in. One

1:08:52of the best things in the world.

1:08:55>> Stepmoms, old women.

1:08:57>> I'm down for some stepmom, but not when

1:09:00it's your actual stepmom.

1:09:03>> Dad, you're a freak, dude.

1:09:04>> I took it a little too literal.

1:09:07>> Huh?

1:09:07>> I took it too literal.

1:09:09>> Yeah, dude. This is like an old

1:09:14just like

1:09:14>> Do you have a stepmom, Caleb? Can you

1:09:16imagine telling your stepmom that she's

1:09:18a milk?

1:09:18>> I don't have a stepmom, but also no, I

1:09:20wouldn't do that. My parents are

1:09:21married.

1:09:23I don't come from a broken family.

1:09:26>> Yeah, it is pretty broken.

1:09:30>> You're

1:09:32the one continuing to break it. So,

1:09:34>> yeah, you are breaking your own family,

1:09:35dude.

1:09:36>> Yeah.

1:09:36>> Like generational You want to put

1:09:38that on your kid? Cuz you are.

1:09:40>> Yeah. That's exactly what And you're

1:09:42already You're I mean, your kids's going

1:09:44to grow up. You're already calling your

1:09:45kid.

1:09:47>> I call everyone I wouldn't call my kid.

1:09:49>> Yeah. That's That's her on her free

1:09:52time. I I don't call him

1:09:54>> Hey, like I said, it's out of love.

1:09:58>> Yeah, that's not necessarily how it

1:09:59translates.

1:10:01>> Well, I guess we speak different love

1:10:03languages then. You haven't met my

1:10:04parents. If you met my parents, you

1:10:06would understand.

1:10:06>> And look how you've turned out and your

1:10:07relationship with them is not good. You

1:10:09want to do that for your kid?

1:10:11>> No. And I am to make it better.

1:10:13>> You guys go through the you don't

1:10:15like and then you say, "Let me do it

1:10:17again to our kid." Like what the

1:10:18>> No, not everything, but I think a little

1:10:21bit of tough love and a little bit of

1:10:22bullying is good. It gives character.

1:10:24It'll make him funny.

1:10:25>> It depends. For a 10-month-old, I

1:10:28wouldn't say so.

1:10:29>> I don't go and say, "Oh, you're

1:10:31retarded." to his face. I have called

1:10:34him a tiny baby a few times to

1:10:36his face, though.

1:10:37>> See, like, what are we doing? Come on.

1:10:40That's not parenting. Come on. Okay, I

1:10:43have something else from you. I don't

1:10:44even know what kind of M card services.

1:10:46Mercury.

1:10:49>> Great. Well,

1:10:52you owe $5,384.

1:10:55You're purchasing well more than your

1:10:57minimum payment,

1:10:59even though you can't even pay it off.

1:11:00And $24.30 a month is your now new

1:11:03higher minimum payment. I'm probably at

1:11:06the limit

1:11:07>> almost.

1:11:08>> Yeah, basically. You probably are now by

1:11:10the time you set this in. Interesting

1:11:12all this What the is she

1:11:14purchasing? Uh the last thing I know she

1:11:17purchased on it was uh we got late

1:11:20payments. We went on leave and got late

1:11:23payments for like getting paid. So she

1:11:25put rent on it, but I don't think she

1:11:26ever paid it back.

1:11:28>> Um paid some of it.

1:11:29>> I do not see rent. I do see storage and

1:11:31then Amazon, Amazon, Amazon, Amazon

1:11:34>> and the U-Haul was when we moved to the

1:11:36new house.

1:11:37>> All right. Cure sickness. I need the

1:11:39wipes. Give me your phone. But I need

1:11:42the wipes.

1:11:44Pull up your phone,

1:11:46>> It's right here.

1:11:46>> Ah, he's more of a than you are.

1:11:48>> Exactly.

1:11:49>> Except you probably took raw dick.

1:11:51>> No,

1:11:53>> I use protection. Unless it's with him.

1:11:55>> Doubt.

1:11:56>> Oh, thank you, Mark. Stop touching this.

1:11:58>> Sorry.

1:11:59>> Stop touching you nasty.

1:12:01>> Touching things.

1:12:02>> Well, stop everything besides him.

1:12:06>> Hey, I just said I didn't want to put it

1:12:07in my mouth.

1:12:09>> Yeah, you also won't him unless you're

1:12:11like in a special era. I you like

1:12:1450 times the week before our baby was

1:12:16born.

1:12:16>> Yeah, that was 10 months ago.

1:12:17>> Yeah. And how many times have you gotten

1:12:19it since then? Well, the same way you

1:12:21get them in there is the same way you

1:12:22get them out.

1:12:24>> What?

1:12:24>> This the way you get them in is the way

1:12:26they come out.

1:12:28>> Yeah.

1:12:29>> Yeah.

1:12:29>> It's an odd time to all of a sudden

1:12:31start

1:12:32>> because I wanted him out. I was done

1:12:34being pregnant.

1:12:35>> Is that how this works? Is that how

1:12:36>> Yeah, I can help.

1:12:38Okay. Well, that's good. So the only

1:12:40time she'll you is if there's like

1:12:42a a reason, not because of

1:12:44>> then you wanted to like start like two

1:12:47months postpartum and I'm still wearing

1:12:50diapers and bleeding and you sit there

1:12:52and are wanting to have sex

1:12:55>> like and then at 3 months

1:12:57>> is he allowed to watch yet?

1:12:58>> Not anymore. Ever since she Oh,

1:13:02>> cuz if he can't, he needs to be able to

1:13:04watch porn

1:13:04>> then. Yes. And then you lied about porn

1:13:06and now you can't watch porn anymore.

1:13:08>> Yeah, that's true. So, you had plenty of

1:13:10ways to get your rocks off.

1:13:12>> I do not understand the Valkyrie

1:13:13masturbation. I really don't. Valkyrie,

1:13:16what's your Okay, I'm not letting you

1:13:17touch this.

1:13:18>> It's all zeros for both of us.

1:13:20>> I'm sure your saliva and everything has

1:13:22made it into my mouth. We're getting

1:13:23sick next week.

1:13:24>> has made it into your mouth.

1:13:25>> No, we're not.

1:13:26>> Do you want me to spit in your mouth?

1:13:28>> Like, there's no way I don't get sick.

1:13:29>> I'm getting over being sick,

1:13:31>> which means you're sick. You She has 14

1:13:34things in her cart.

1:13:35>> Oh, I just add to it.

1:13:38Okay,

1:13:39>> my car is my

1:13:40>> wife just putting on a credit card and

1:13:41just building it all up.

1:13:45>> That would be the Amazon.

1:13:46>> Also, Brandon said he wants to a

1:13:47pregnant lady. So, get pregnant again

1:13:48and he will stick it in.

1:13:49>> I would love to get pregnant again. If

1:13:51this one would stop around and

1:13:53then if you want to open it up then

1:13:55there you go.

1:13:56>> Okay. Feeding stuff. That makes sense.

1:13:58Detergent. That's fine. We don't need

1:14:00these LED strips and the basketballs

1:14:04and the laundry hampers. pack for

1:14:07survival we don't need and the cord

1:14:08extension maybe rainbow stained glass

1:14:10certainly not bought that and the cords

1:14:12and the mount adapters and this zoo

1:14:16metal stuffed animal storage maybe but

1:14:18just put it in the closet like what are

1:14:20we doing I didn't need that grown shut

1:14:21up the hottest company comfort that's

1:14:24fine cart cover for baby that's fine LED

1:14:26switches maybe for the kid better than

1:14:28an iPad I guess and uh baby wipes that's

1:14:31fine suction cups that's fine half

1:14:33half not Half half

1:14:36not.

1:14:37>> Multiaceted.

1:14:39>> And also on here you put EDC.

1:14:42>> Yeah, we're going to EDC in November.

1:14:44>> Yeah, you can't afford to leave them

1:14:45even if you want to. Guys, you've known

1:14:47me since the beginning. And the fact is

1:14:49I just love building products that help

1:14:51people and we're continuing to do that

1:14:53with the Caleb Hammer Financial

1:14:55Services. Listen, now you got personal

1:14:57loans that you can get the best rates on

1:14:59forever you want to use it for. Whether

1:15:00it's consolidation after you change your

1:15:02behavior or you need to purchase

1:15:03something that gets a good return ON

1:15:04INVESTMENT. AND NOW WE GOT CREDIT

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1:15:34So check those out at calehammer.com.

1:15:36All those links are below in the Caleb

1:15:38Hammer financial services. Check them

1:15:40out. Save yourself a lot of money. I

1:15:42already launched liquid assets, my

1:15:43official gamers flavor, raspberry apple,

1:15:46and it's been selling like crazy. Here's

1:15:48the update. The free gift stacking promo

1:15:50from Christmas in July has officially

1:15:52sold out, but the flavor hasn't. Zero

1:15:54sugar, under one calorie, 100 servings a

1:15:57tub, same neutropic blend, same full

1:15:59vitamin stack. Still just four scoops a

1:16:02day max. Code Caleb still gets you 10%

1:16:05off your entire order. And there's still

1:16:07a shot. One out of every 10 that your

1:16:09tub comes with my face on it. All you

1:16:12need to do is head to gamersubs.gg/caleb

1:16:15or click the link in the description

1:16:16below.

1:16:18>> I'm keeping this. You're not touching

1:16:19this anymore cuz in order for me to

1:16:22go through

1:16:22>> if you want,

1:16:23>> I don't know. ED. Come on. Why are we

1:16:25doing EDC? Well, we can't even survive.

1:16:27Stop signing. I don't want your

1:16:29>> Because I deserve something after you

1:16:32deserve it for no human being in this

1:16:35planet deserves That's just a

1:16:37basic reality. If you even just

1:16:40understand how we are as humans in just

1:16:42like the world of the universe, why do

1:16:46we deserve? We don't. We're barely lucky

1:16:48we're even here.

1:16:50>> Well, the tickets are off. We use our

1:16:53tax child credit to pay that off. And

1:16:55then we still have to pay for the

1:16:57Airbnb.

1:16:57>> I'm writing more in tax checks so that

1:17:00this is able to go to EDC. My goodness,

1:17:03it's not even going to their kids. What

1:17:05are we doing?

1:17:06>> And then we still have to pay for

1:17:08flights and then Airbnb. And so that's

1:17:10going to be

1:17:11>> What's that going to cost?

1:17:12>> Probably roughly.

1:17:13>> How much did it cost? Cuz your child tax

1:17:15credit was what? Three.

1:17:16>> Uh

1:17:17>> the tickets were about 900.

1:17:20>> And now what is it? What's it going to

1:17:21cost to finish it?

1:17:22>> Um, we need to do flights. That depends

1:17:24on if we're going to fly or not.

1:17:26>> There's going to be hundreds tomorrow.

1:17:29>> The Airbnb we're splitting. So, that'll

1:17:31probably be like 600. Yeah. Outfits,

1:17:34food.

1:17:35>> Oh, she has a Leafy on her Amazon. She's

1:17:36getting Pizza Hut. And then she's

1:17:38stopping and getting the Gizzy.

1:17:39>> Yeah,

1:17:40>> she'll suck down a Gizzy in Costco, but

1:17:42not you. It

1:17:42>> was probably for him.

1:17:45>> No, it was for you. Well,

1:17:47>> she doesn't eat and you're fat. Come on.

1:17:49>> Exactly.

1:17:50It was for you.

1:17:51>> Okay, maybe

1:17:52>> that side profile is rough. Let me tell

1:17:54you,

1:17:55>> these fees are You've missed every month

1:17:57this year so far. Why aren't you paying

1:17:59on time?

1:17:59>> If you're going to manage yourself, then

1:18:01pay it the on time.

1:18:02>> Doesn't No, he's supposed to be managing

1:18:04it now.

1:18:05>> WHY AREN'T YOU PAYING IT? Cuz she won't

1:18:07give me login for the Amazon.

1:18:09>> I have given you that login for it.

1:18:11>> No, you haven't. I've literally tried it

1:18:13and it doesn't work anytime resources.

1:18:16You don't use them. you. I've literally

1:18:18I've asked multiple times and then I try

1:18:21>> literally given you my phone and been

1:18:22like do whatever the you want.

1:18:24>> It doesn't work. You're supposed to do

1:18:26some security stuff and you never did it

1:18:28for me.

1:18:28>> Who's Quicksilver?

1:18:30>> I think that one's yours.

1:18:32>> Mine. We both have Capital One.

1:18:34>> I have one Capital One. She has two.

1:18:36>> Okay. 1,277.

1:18:38She purchased $1,190 on it last month.

1:18:41>> Yeah. That's because of moving

1:18:42>> this is acrewing. It's because of what?

1:18:44>> We moved to a new place. So because of

1:18:46that, we need to get a vending machine,

1:18:48uh, comedy club, a vending machine,

1:18:51smoke shop, vending machine, pan

1:18:53express, vending machine, vending

1:18:54machine, door dashing, McDonald's,

1:18:57>> Taco Bell,

1:18:58>> getting an energy drink at the gas

1:19:00station or snacks and getting some

1:19:01That's cuz we moved. What the

1:19:03you talking about?

1:19:04>> Okay, I did the vending machine.

1:19:05>> SO WHAT ARE YOU VENDING MACHINES AND ALL

1:19:07THIS AND ALL THIS DOOR DASH?

1:19:08What are we doing?

1:19:10>> Trying to eat.

1:19:11>> PACK YOU DON'T NEED A LITTLE SNACK

1:19:13AT WORK. PACK YOUR SNACK.

1:19:18NO, I like the ones that work better.

1:19:20>> What is it? What's so special?

1:19:22>> It's the act of pressing the buttons and

1:19:26having it come out.

1:19:26>> You'll never You guys will never get

1:19:28>> like opening packages, too. That's why

1:19:30Amazon's a problem for me. It's like

1:19:32Christmas.

1:19:33>> And that is the You guys will never fix

1:19:36your

1:19:36>> And then like 3 weeks ago, you bought a

1:19:38diamond painting painting cuz you're

1:19:40into that.

1:19:41>> Two weeks.

1:19:41>> Diamond diamond painting where you like

1:19:43pillow gems on What are you talking

1:19:45about?

1:19:45>> My old lady crafts.

1:19:47>> Yeah, it was $100.

1:19:48>> Oh, so you really only do cold women.

1:19:50>> Oh, that's why you like me cuz of my old

1:19:52lady crafts. Okay, I get it now.

1:19:54>> Is that your type?

1:19:56>> You're freaking

1:19:56>> No, I just like any

1:19:58>> No, you like anything you can get.

1:19:59You're desperate.

1:20:00>> The other day I was like, what even is

1:20:02your type? And he was like, any woman.

1:20:05>> You're fluffy. But the thing is, I can

1:20:06tell from your structure, and back me up

1:20:09here. I think if bro literally loses 30

1:20:11pounds, he's a good-look guy. Oh, he's

1:20:13very good-looking. Especially

1:20:15>> Okay, maybe 50 lbs. I'm being told, but

1:20:17like the blue eyes are crazy. Like,

1:20:20>> exactly. Like, look at those eyes and

1:20:22tell me you won't let this man come in

1:20:23you.

1:20:23>> I would not let this man come in me.

1:20:25>> You should.

1:20:27>> Okay. You won't let him.

1:20:28>> I do let him. That's why we have a baby.

1:20:31That's why

1:20:32>> five times in a year, though. I let him.

1:20:34>> But the thing is like, buddy, you

1:20:36shouldn't be so desperate. Like, you're

1:20:39>> lose some weight, you'll be fine. Oh,

1:20:41you actually in reality you actually

1:20:43don't. You should. We all should. You

1:20:45know where I'm the fire calls coming

1:20:47from in the house. But the thing is

1:20:51>> it's actually not hard. Even being

1:20:52fluffy, it's really not difficult. You

1:20:54do not need to be desperate.

1:20:55>> It's because he can't.

1:20:57>> Has he always been that fat?

1:20:58>> No. When I first met him, he was like

1:21:00100 pounds smaller.

1:21:02>> 100? GOOD DEATH, MAN.

1:21:05>> YEAH. OVER.

1:21:06>> WAIT, how how do you weigh?

1:21:09>> Uh 270.

1:21:11270. You're so much bigger than I

1:21:13thought. How tall are you?

1:21:14>> Uh 56.

1:21:20>> Springer.

1:21:21Springer scale. Oh, you are so much

1:21:24bigger than I thought. Sometimes when

1:21:25people are sitting down, my goodness.

1:21:27>> And then when we got together, I was

1:21:30175.

1:21:30>> I've gained weight this year. I went

1:21:32from 212 to 225. Not great. Not loving

1:21:34it. Need to get back on it.

1:21:38Fat and fatter is not helping. Get on

1:21:40that scale.

1:21:44By the way, you have to add 5 lbs to it.

1:21:46It's 5 lbs under.

1:21:54>> Oh, he's fat.

1:21:57Oh, bro's fat. Okay, my angle. I have a

1:22:00little different angle than you guys

1:22:01chat. So, sometimes when

1:22:04she looks like the woman that Sam

1:22:05Breakman Freed was

1:22:06>> I wanted I want to see a picture. And

1:22:08it's weird, too.

1:22:10>> Well, you're going to have to watch the

1:22:11video. Add five pounds to it and tell me

1:22:13what that number is.

1:22:15>> Two

1:22:17moving. Let's call it 265.8.

1:22:20So

1:22:21>> 270

1:22:22>> 270.8.

1:22:27>> When did he gain all this weight? This

1:22:28is not a good thing. You You want to be

1:22:30around for your kids, dude.

1:22:32>> Yeah, I do.

1:22:32>> You're in a slow.

1:22:34>> You're not going to make it to the

1:22:35>> It started when

1:22:36>> And are you okay with it? I've always

1:22:38told him, I don't care what you weigh as

1:22:42long as you're being healthy.

1:22:44>> He's class three obese.

1:22:45>> I know. And I actually brought this up

1:22:47about a month ago again cuz I was

1:22:49watching your show and you were talking

1:22:51about the class scales and I looked into

1:22:52it and I was like, you're in class

1:22:55three. Like we need to do something

1:22:57about this.

1:22:58>> So, it's never really been a problem for

1:23:00me unless it was

1:23:01>> right. You probably are having a hard

1:23:02time. I didn't realize your build was

1:23:03like that. That was a crazy build. That

1:23:06was a crazy build.

1:23:07>> Yeah, it started when I started work at

1:23:10McDonald's.

1:23:12>> And then I went to KFC after that.

1:23:14>> Oh,

1:23:18dude,

1:23:19>> you're short and fat.

1:23:21>> And that makes sense. Talks about how he

1:23:23wants to do something about it. And so

1:23:24I'm like, "Okay, then do something about

1:23:26it." That's how it goes.

1:23:27>> And then he can't be consistent.

1:23:30>> No, of course not.

1:23:31>> Can't be consistent with anything.

1:23:32>> Yeah, but you work at security now. Come

1:23:34on. Like just move around.

no financial audit guest is safe from our scale!

1:23:37>> I I do usually like 30,000 steps. No,

1:23:39like 15 to 30.

1:23:40>> Okay, then you eat an insane amount of

1:23:41calories on a daily basis. Then

1:23:42>> it's just the fast food.

1:23:44>> Okay. Well, stop eating fast food.

1:23:47I don't know. I mean, it depends if you

1:23:49care or not. So, your last minimum

1:23:52payment was $31, but you're a fat.

1:23:54You're not going to make it to your

1:23:54kid's high school graduation. That's if

1:23:56she allows you to be there at that

1:23:57point. Cuz how many times does she cheat

1:23:58a year on average at this point?

1:24:01>> Like

1:24:02two.

1:24:04How many times is she going to put up

1:24:06with that?

1:24:06>> How many women you've actually cheated

1:24:08on me with? I don't know.

1:24:09>> He wouldn't even know. Would you? No.

1:24:11>> You don't know how many people you've

1:24:12talked to and How many people have

1:24:14you at least

1:24:15>> zero?

1:24:17>> You suck. You can't even close. You're a

1:24:20loser.

1:24:22>> Even your cheating doesn't get you off.

1:24:24You suck.

1:24:27Okay, your quicksilver is late. You

1:24:30pathetic piece of

1:24:33Actually, I think that's my quick

1:24:34silver.

1:24:35>> Oh, so the last one is his.

1:24:36>> No. So, I have two C.

1:24:38>> Oh my gosh, that's right. Okay, so here

1:24:41you go. You're like, don't you touch

1:24:43that. Don't get those nasty ass aids

1:24:45hands away from me. $235.33.

1:24:50Minimum payment 57 now cuz you're late.

1:24:53You're purchasing on it. Of course,

1:24:54>> I paid it since then.

1:24:56>> Well, it doesn't matter. You're still

1:24:57getting pass through fees and

1:24:59multiple times this year so far. And of

1:25:02course, it's to get some and

1:25:03some Apple bills. Like, what the

1:25:06are we doing? Okay, we got a capital one

1:25:08here. So, this must be yours.

1:25:09>> Yeah, that would be mine.

1:25:11>> $2,558.94.

1:25:14>> $96

1:25:16a month, actually. Yeah. Why the Why

1:25:19aren't you meeting people you know that

1:25:20you work with? Why not just get on the

1:25:22apps, dude?

1:25:23>> Because you can't pull on the apps.

1:25:25>> Well, and then if I did do the apps

1:25:27>> pulled approach, then she would find it.

1:25:29>> Oh, that's right. Okay. Well, you made

1:25:31the minimum payment, but you purchased

1:25:32more than that. Your minimum is $96 now

1:25:34because there's a fee added to it and

1:25:36interest. You suck. 15 years to pay off.

1:25:38Will you be alive? Who knows? Wendy's,

1:25:40I'll admit. I went there last night. But

1:25:42then you also are getting some vapes.

1:25:44Both of you are vaping.

1:25:45>> Oh yeah, we vape a lot.

1:25:46>> How much are you guys vaping?

1:25:48>> Uh we go through like a like one like

1:25:51disposable and like every five to seven

1:25:53days.

1:25:54>> Yeah.

1:25:54>> So once a week.

1:25:55>> Oh my goodness. Is that a lot?

1:25:57>> A week?

1:25:58>> Yeah. You guys are going to kill

1:26:00yourselves.

1:26:01>> And that's like $60 a week.

1:26:02>> No, wait. You don't already have

1:26:03diabetes. But your lungs are like

1:26:05collapsing. You guys are not going to

1:26:08live very long.

1:26:08>> I just got physical recently. I'm good.

1:26:10>> Never mind.

1:26:11>> No, no, buddy. At 26 and by the time you

1:26:13hit your mid-30s, you'reing done.

1:26:16>> There is no way you maintain this weight

1:26:18growth.

1:26:19>> Well, he's actually

1:26:20>> and that insane vaping.

1:26:21>> He quit vaping twice and like completely

1:26:24stopped. And then when we had our son,

1:26:26he started vaping again.

1:26:27>> Vending machine in vending

1:26:28machine and pass food. Oh, good. Hey, I

1:26:31have my kid now. Allow me to kill

1:26:33myself. What? What kind of logic was

1:26:35that?

1:26:35>> Because he can't commit.

1:26:36>> Well, no. He I was stressed out cuz he

1:26:38went to the NICU the first day he was

1:26:40born.

1:26:40>> What' you call him?

1:26:41>> He went to the Nicku.

1:26:43>> Oh,

1:26:46okay. Who's Apple Card? It's yours.

1:26:48>> That's mine.

1:26:49>> $566

1:26:51with a minimum payment of $50. It's all

1:26:53again. It's

1:26:55McDonald's, Popeye's, Arby's. Arby's.

1:26:58It's not even go. She loves Arby's.

1:27:00>> Love Arby's.

1:27:01>> What do you get?

1:27:02>> A beef and cheddar. That was my go-to

1:27:04when I was pregnant. You know,

1:27:05>> we found it very mid when we had the

1:27:07beef and cheddar or Popeyes. Popeyes was

1:27:10a big go-to when I was pregnant.

1:27:11>> Popeyes is delicious. And then Wendy's.

1:27:14And getting some more again.

1:27:15This is crazy. Interest payment.

1:27:18This Oh my gosh. Okay. Who has SoFi?

1:27:20>> Me.

1:27:22>> Minimum payment 236.

1:27:25It's only gone up cuz you just made a

1:27:27Sorry. Minimum is 60 and that's what you

1:27:29made last time. You uh have and your

1:27:33purchase interest fees. Great. What is

1:27:35it? It's a late fee. You guys are late

1:27:36on everything. Why the are you

1:27:38managing the finances? You can't pay

1:27:39anything on time.

1:27:41>> Yeah, I did the wrong account.

1:27:42>> You've done wrong account for like five

1:27:44accounts then. If that's the logic, you

these finances are ridiculous

1:27:46stupid piece of Who's one main

1:27:49financial at with 24.75% interest rate?

1:27:51What car is this? Uh it's we both did a

1:27:54debt consolidation like two years ago.

1:27:56>> This is a debt consolidation.

1:27:57>> We both have one.

1:27:58>> And this is why if you are looking for a

1:28:00personal loan, go to Caleb.com. Look at

1:28:01the Caleb Hammer financial resources cuz

1:28:03this is insane. A 24.75% interest rate.

1:28:06What is that even helping? What is that

1:28:07evening helping?

1:28:08>> It's barely gone down in over two years.

1:28:10>> NO, IT HASN'T. YOU'RE DAMN RIGHT. That's

1:28:15>> Oh,

1:28:18okay. consolidation

1:28:20$9,32557

1:28:23hers

1:28:24>> and of course

1:28:26>> you didn't change any behavior cuz that

1:28:28debt went right back up. Minimum payment

1:28:30$33410.

1:28:33>> Well, most of the the debt consolidation

1:28:35for both of us

1:28:36>> was our our cat he passed away and we

1:28:39spent about like 13.

1:28:41>> That's why we do pet insurance guys.

1:28:42>> Like you

1:28:44>> I'm sorry that the cat died, but get pet

1:28:46insurance. $6,629.19.

1:28:52Um, minimum payment for yours, $245.28,

1:28:5825% interest for yours. You suck. By the

1:29:01way, those hammer financial resources

1:29:02now. We got personal loans, we got debt

1:29:06forgiveness programs, we have car

1:29:08insurance, we have car loans,

1:29:10refinances, we have everything. We're

1:29:12building it all out for you. That's for

1:29:13people who can manage that They

1:29:16can't them. I know from the surveys

1:29:18we've done most of you are doing fine

1:29:22>> and that's mine

1:29:23>> Pete Credit Union. What is this loan

1:29:25account?

1:29:25>> Uh is when we moved down here I needed

1:29:28to

1:29:28>> So it's a personal

1:29:29>> personal.

1:29:30>> Great. Wonderful. $3,175

1:29:3513. I would open a Chime checking

1:29:36account cuz at least you get money for

1:29:37signing up with that with my link. This

1:29:40is insane. What the is this? This

1:29:43What's your minimum payment on this? Uh

1:29:46152

1:29:48uh like 50.

1:29:51Save up and leave. What the Don't

1:29:53just buy debt.

1:29:57>> Well, we've been planning on moving for

1:29:59years and

1:30:01>> Well, clearly not planning.

1:30:03>> We were planning on moving for years.

1:30:05>> Clearly not planning cuz you didn't save

1:30:07up money.

1:30:09>> Money had to go elsewhere. Life got

1:30:11expensive. We were

1:30:12>> get expensive when you spend all your

1:30:13money. Yes. It's weird how that worked.

1:30:14Shut up. and we didn't have the money,

1:30:17so we had to move.

1:30:19>> Okay. Your student loan's $2,36. Clearly

1:30:22not using it.

1:30:23>> I only went for a semester. I didn't get

1:30:25anything out of it.

1:30:27>> What's your minimum?

1:30:29>> I believe 50.

1:30:32>> Oh, what a mess. This is all over the

1:30:33place. Okay. Medical debt 20,000 for the

1:30:37birth.

1:30:37>> No, we paid for his birth. It was the

1:30:39NICU and the ambulance ride.

1:30:41>> Guys, stop saying that. That's crazy.

1:30:43>> What else am I supposed to call it? the

1:30:45hot.

1:30:46>> No, just say the just say the full Yeah,

1:30:49ICU or just commit to the ER at that

1:30:51point.

1:30:51>> No, it's literally called the Nick U.

1:30:53>> N ICU.

1:30:54>> N ICU.

1:30:56I don't know what that acronym stands

1:30:58for, honestly.

1:30:59>> No.

1:31:00>> Okay. What's your Are you on a minimum

1:31:02payment?

1:31:03>> I don't even know who has it. I think

1:31:06it's in collections and I ignore the

1:31:08phone calls.

1:31:08>> What's your Well, they might sue you and

1:31:11get your wages garnished with that

1:31:13balance. Yeah, they might. What's your

1:31:15car? What car do you have, woman?

1:31:16>> Uh, 2020 Toyota Camry.

1:31:18>> Great. Why do you need a car like that

1:31:20where you make no money?

1:31:21>> So, at one point I was process serving

1:31:25and I was driving an 01 Accord at the

1:31:27time.

1:31:28>> Good. Why'd you get a 20,000 hour car

1:31:29instead of a 10,000?

1:31:30>> I was driving from like

1:31:32>> Good. Get a 10,000 hour car.

1:31:33>> Well, I wanted it to be reliable.

1:31:35>> Good. Get a 10,000 car.

1:31:37>> I wanted a reliable car that I wanted to

1:31:39put a bunch of money into.

1:31:41>> Good. Get a $10,000 car

1:31:43>> that

1:31:43>> I'm not saying get a $2,000. I'm not

1:31:45saying get into $5,000. I'm saying get

1:31:46into $10,000.

1:31:47>> I didn't think that $10,000 car would be

1:31:49reliable.

1:31:49>> You didn't think maybe take it to

1:31:50multiple mechanics before you purchase

1:31:52it.

1:31:53>> I went to a dealership cuz I thought

1:31:54>> Oh, good. They're the reliable source.

1:31:56>> I thought they were your think take it

1:31:59to an independent person. You What's the

1:32:02interest rate on this?

1:32:02>> Maybe next time.

1:32:04>> What's the interest rate on this?

1:32:05>> Eight something. 8 point something.

1:32:08>> Yeah. 9%. Minimum payment.

1:32:11Well, that's less than you paid last

1:32:13time. It's $540.

1:32:17Oh my gosh.

1:32:21>> My car is not the problem. It's your car

1:32:22that's the problem.

1:32:23>> Yeah, my car is

1:32:24>> Oh, wait. The $35,000?

1:32:26>> Yeah.

1:32:26>> I'm going to live. What's your car,

1:32:28dude?

1:32:28>> Uh 2024 Subaru Cross Track.

1:32:31>> Why the did you need that?

1:32:33>> Um I like my Subarus.

1:32:35>> I don't care what you like. Why' you

1:32:36need that was the question that I asked

1:32:38if you remember right? Uh, I just kind

1:32:40of got talked into getting

1:32:42>> Oh, by the salesman.

1:32:44>> No, by her brother.

1:32:45>> You're a cuck. 9%.

1:32:47>> That's what I've been telling him for a

1:32:49long time now.

1:32:50>> Of course, he's a cuck. And you are

1:32:52going to watch it while the entire

1:32:53office does a trade on her and gives her

1:32:55the pleasure she has requested. Except

1:32:57I'm not even attracted to you. But Mark,

1:32:59you can if you want. Brandon, you can if

1:33:00you want. Women, if you're into those

1:33:03>> blindfolds, I'm down for some

1:33:04blindfolds.

1:33:06>> Might be the only way to make it work.

1:33:08Oh my gosh. You're financing a 17 Pro

1:33:10Max.

1:33:12>> Yes.

1:33:12>> Oh, you finance everything.

1:33:18>> You can finance your phone, but I can't

1:33:19finance the couch or my subs.

1:33:21>> You look at your What the are you

1:33:22talking about? Look at your debt. You

1:33:23finance everything.

1:33:24>> No, that was him.

1:33:25>> You think you need them?

1:33:26>> He's mad at me FOR FINANCING

1:33:27>> ALL YOUR OTHER THINGS.

1:33:29>> You financed your phone, too. So, you

1:33:32have no room to talk.

1:33:33>> I'm just saying I never bitched at you

1:33:35for financ. You're the one bitching

1:33:37about financing and then you're also

1:33:39financing. So, at least I'm not a

1:33:40hypocrite.

1:33:41>> $45 a month. And the other one, $84,

1:33:44$641.

1:33:46Oh, good. We're financing Apple watches.

1:33:48>> Yeah, I got that for her.

1:33:50>> Huh? I got that for her.

1:33:52$274.99.

1:33:55Monthly is 1375.

1:33:58Oh, it doesn't end.

1:34:00Private student loans and collections.

1:34:02They'll probably sue you. I hope they

1:34:04do. and they take you to court and they

1:34:05get your garment.

1:34:06>> It doesn't pull up anymore. So, I think

1:34:08it just got sold.

1:34:09>> Doesn't mean they can't sue you. I'll

1:34:10tell you that.

1:34:11>> Again.

1:34:12>> Okay, finally aing checking account.

1:34:16Let's see what's going on here.

1:34:19$258 in yours. Started with one cent. Oh

1:34:22my goodness. What the do you have a kid?

1:34:25This is so disgusting. Uh,

1:34:27Okay, not much there. This one

1:34:31$567.

1:34:33Join account. Started with $2.

1:34:35McDonald's. Yeah, really well taken care

1:34:37of. Delta

1:34:40Airlines. Vending machine.

1:34:44Going inside getting some

1:34:45Sonic Drive-In. Just get

1:34:47Liquid Assets is 40 cents a serving.

1:34:49Better than the energy drinks you're

1:34:50getting anyway. Dutch Bros. Smoking

1:34:54Hey, Red Bull's pretty good.

1:34:57>> Red Bull out of everything.

1:34:5927 cents in this savings account down

1:35:01from $100. You suck.

1:35:04>> Hey, that was money that was saved for

1:35:06>> and our retirement 2,600.

1:35:08>> This is pathetic.

1:35:09>> One more.

1:35:10>> Well, we're gonna get more into the

1:35:11drama because there's so much more in

1:35:12the post show, but let's get the budget

1:35:13first. Let's deal with the financial

1:35:15part here in the main episode. This is

Budget!!

1:35:17going to take forever to stop breathing

1:35:19like that.

1:35:22>> My bad.

1:35:22>> Your minimum monthly payments are

1:35:25$3,11.37.

1:35:29What's your rent? Uh

1:35:321226.

1:35:36>> What's your gas, electric, utilities,

1:35:37all that combined?

1:35:38>> I'd say about 150.

1:35:42>> 150. That's it.

1:35:44>> We just moved. So

1:35:46>> you have what's your phone bill all

1:35:48combined?

1:35:48>> Uh 230.

1:35:50>> Okay. Is that including those minimums

1:35:51we talked about? Yes.

1:35:52>> Okay. Then just your phone service. Then

1:35:54just your phone.

1:35:54>> Oh, $90.

1:35:55>> Okay.

1:35:57>> Gas from from drive. How much? Uh, I'd

1:35:59say about

1:36:01>> both of you

1:36:02>> for a week would say like $80.

1:36:06>> A week? Yeah.

1:36:07>> Okay. Okay. 320. What's car insurance?

1:36:11>> Uh, it'll be$275.

1:36:14>> Okay. You should be able to do what? The

1:36:16kids

1:36:18about I'll do 750 for groceries. Meal

1:36:20prep, meal plan. You're warming things

1:36:21up. TP fund. This includes Yes. toilet

1:36:24paper. Yes. Diapers. $200. Medical

1:36:26healthcare. Are there co-pays on a

1:36:28monthly basis?

1:36:28>> No.

1:36:29>> Well, there should be cuz you need

1:36:30therapy.

1:36:30>> We pay for our son's pediatrician every

1:36:333 months. 100 bucks.

1:36:34>> Three months. 100 100 bucks. Okay. I'll

1:36:37put it at just like 30 three bucks.

1:36:40Subscriptions. I'll give you 50 bucks.

1:36:42You have any pets anymore?

1:36:44>> Uh, we have three cats and a dog

1:36:45>> and a fish.

1:36:47>> Ages and health of the cats and dog.

1:36:49>> Honda's our dog's nine. One cat's five.

1:36:53The other two are two.

1:36:55>> Okay. Hey, I'll do 150 pet insurance.

1:36:57How much for pet food, pet supplies,

1:36:58monthly basis?

1:36:59>> I'd say about $80

1:37:01>> a month.

1:37:02>> Anything else that needs to be in this

1:37:03budget?

1:37:05>> Um, we we are paying for that water

1:37:08machine cuz we live in Texas and the

1:37:10water is trash.

1:37:11>> That's $50 a month.

1:37:13>> But you're my brother's going to help us

1:37:15pay for that.

1:37:16>> Well, I'll put it in the budget for now

1:37:17cuz who knows when is going to is going

1:37:19to happen. Okay, you guys have wiggle

1:37:22room cuz you guys make good money

1:37:23combined. $6,385.35

1:37:26is what needed to survive of the $7,882

1:37:30that you guys net a month. I'm going to

1:37:32just conservatively take about 100 bucks

1:37:34off, call it $1,400 left. Now, this is

1:37:37an insane amount, but if we take the

1:37:39$124,418,

1:37:42and we minus

1:37:44her $2,36 in student loans cuz we was

1:37:47just minimum to payment on those. We

1:37:49minus the medical debt of 20,000 cuz you

1:37:52might be fine there.

1:37:54And where was that private student loans

1:37:56collection? If that fell off, I'm not

1:37:58going to freak out about it. But hey,

1:37:59they could come for you. $90,000 851

1:38:04divided by the 1,400.

1:38:07It's going to take 64 months to pay off,

1:38:09which honestly, yes, 5 1/2 years is not

1:38:12great. But you know what? For this much

1:38:14debt, that's not that bad.

1:38:15>> That's not too bad.

1:38:16>> Stick to the plan. Figure that out. I

1:38:18don't know. But you want to have more

1:38:19kids, right? I want to have another baby

1:38:21like now,

1:38:23>> but I I don't want

1:38:24>> How many times have you been pregnant?

1:38:26>> Twice.

1:38:28>> What happened to the other one?

1:38:30>> I had an abortion.

1:38:31>> From who?

1:38:31>> It was his.

1:38:32>> Yeah.

1:38:33>> He caught He caught both our babies.

1:38:35>> When?

1:38:36>> Uh this was like a year before.

1:38:38>> Why? Why'd you do it?

1:38:40>> Didn't feel like we were ready.

1:38:41>> All right. We'll talk about it more in

1:38:42the post show. I'll see you guys there.

1:38:44We're going to call the mom. We're going

1:38:45to go through the phone. We're going to

1:38:46see who's cheating, doing what. I swear

1:38:48it's always crazy, guys. All right,

1:38:51I'll see you in the post show. Hammer.

1:38:53Well, let's get the hammer financial

1:38:54score first. Spending in a budget, you

1:38:56overspend, 0 out of 10. Death is

1:38:57collection, 0 out of 10. Emergency fund,

1:38:59nope, you drained, 0 out of 10.

1:39:00Retirement at least or something, but

1:39:01it's basically nothing. 1 out of 10.

1:39:03Real estate, nothing, zero out of 10.

1:39:04Get yours at Caleb.com. Theirs is.5 out

1:39:07of 10. Click that join button to join

1:39:09Hammer Elite. Over 130,000 monthly

1:39:11members for a reason. Three premium

1:39:13shows every single day. We've created an

1:39:14entire network. It's awesome. Of premium

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1:39:18you can download Hammerly or go to

1:39:19hammerly.com. Same membership on both

1:39:21platforms. Love you guys. See you there.

1:39:23>> He had like different email accounts to

1:39:26like make different Snapchats.

1:39:27>> Oh my god.

1:39:29>> Oh, she answers.

1:39:30>> Can I reveal a secret to you, though?

1:39:35>> Your son actively attempted to his

1:39:38mother-in-law.

1:39:39>> No, she's a hoe. He tried to he tried to

1:39:41set up a massage date where he massages

1:39:43her and have sexes with her.

1:39:44>> Huh. Didn't know that either.

1:39:47>> I just launched the brand new Hammer

1:39:49Elite app available on every major

1:39:51platform. So, you can watch every show

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1:40:10join, and that's a promise. I want you

1:40:12to be on the next episode of Financial

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1:40:16you think you have interesting finances

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1:40:28and we'll have a great time hanging out.

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